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Method of exchanging money and processing payments
Instant payment (sometimes referred to as real-time payment or faster payment) is a method of electronic funds transfer, allowing for almost immediate
Instant_payment
Instant Payment Network (IPN) is an Egyptian real-time payment system that was officially launched in March 2022 by the Central Bank of Egypt to facilitate
Instant_Payment_Network
National monetary authority
foreign exchange market; Supervises the national payments system; As part of this, launched an instant payment system called InstaPay in March 2022; Manages
Central_Bank_of_Egypt
Instant payment notification (IPN) is a method for online retailers to automatically track purchases and other server-to-server communication in real
Instant_payment_notification
Italian interbank network and debit card
"Southern European Payment Systems Group in Talks to Add Partners". Bloomberg. 13 November 2024. "Cross-border instant payments between Bancomat, Bizum
Bancomat_(interbank_network)
Pan-European payment system
Eurosystem's TARGET Instant Payment Settlement (TIPS). Wero, with its payment network, digital wallet and international instant payments scheme, aims to replace
European_Payments_Initiative
System used to settle financial transactions through the transfer of monetary value
as payment cards, people, rules, procedures, standards, and technologies that make its exchange possible. A payment system is an operational network which
Payment_system
Bangladeshi instant payment system
The Interoperable Instant Payment System (IIPS) is a Bangladeshi instant payment platform being developed by Bangladesh Bank, the central bank of Bangladesh
Interoperable Instant Payment System
Interoperable_Instant_Payment_System
System for money transfers within the European Union area
payment systems, are not directly covered. However, the instant SEPA payment scheme facilitates payment products also on smart devices. The aim of SEPA as
Single_Euro_Payments_Area
Payment protocol for Bitcoin
The Lightning Network (LN) is a payment protocol built on the bitcoin blockchain. It is intended to enable fast transactions among participating nodes
Lightning_Network
Malaysian finance company
Payments Network Malaysia Sdn Bhd (PayNet) is the national payments network and shared central infrastructure for Malaysia’s financial markets. It was
Payments_Network_Malaysia
European banking organisation
the first instant cross-border transactions. In May 2025, Norwegian mobile payment service provider Vipps MobilePay and Polish mobile payment system Blik
European_Payments_Alliance
Indian instant payment system
Unified Payments Interface (UPI) is an Indian instant payment system and protocol developed by the National Payments Corporation of India (NPCI) in April
Unified_Payments_Interface
Integrated bill payment system in India
a network of agents of registered members as Agent Institutions (AI), enabling multiple payment modes, and providing instant confirmation of payment. National
Bharat_Connect
Umbrella organisation for operating retail payments and settlement systems in India
Bharat BillPay has multiple modes of payment and provides instant confirmation of payment via an SMS or receipt. It offers myriad bill collection categories
National Payments Corporation of India
National_Payments_Corporation_of_India
Barcode-based mobile payment method
payment terminal. This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks,
QR_code_payment
Peruvian financial technology service
payment application developed by the Banco de Crédito del Perú (BCP) in 2016. As of 2025, it has over 20 million users. Its features include instant,
Yape_(payment)
Digital payments network
Zelle (/zɛl/) is an American digital payments network run by a private financial services company owned by Bank of America, Truist, Capital One, JPMorgan
Zelle
United States automated clearing house
a financial utility owned by US banks, and is one of the largest payments networks in the United States, both by volume and by customer reach; virtually
ACH_Network
Iranian messaging and financial services platform
بانکی بله, Yes) is an Iranian instant messaging (IM), voice-over-IP (VoIP) service, social media platform, and mobile payment app developed by the National
Bale_Messenger
Internet protocol for HTTP payments
credentials needed Cryptographically verifiable: All payment authorization is signed and verifiable on-chain Instant settlement: Uses stablecoins and fast blockchains
X402
Electronic funds transfer system in India
Immediate Payment Service (IMPS) is an instant payment inter-bank electronic funds transfer system in India. National Electronic Funds Transfer (NEFT)
Immediate_Payment_Service
US banking and payments company
service. The Clearing House Payments Company operates the RTP (Real–Time Payments) service which facilitates instant payments for customers of financial
The Clearing House Payments Company
The_Clearing_House_Payments_Company
Government of Ghana agency
Ghana Interbank Payment and Settlement Systems Limited (GhIPSS) is the national payment infrastructure provider in Ghana. It was established in May 2007
Ghana Interbank Payment and Settlement Systems
Ghana_Interbank_Payment_and_Settlement_Systems
US Federal Reserve payment service
FedNow is an instant payment service developed by the Federal Reserve for financial institutions in the United States, which allows individuals and businesses
FedNow
Pakistani instant payment system
'direct') is an instant payment system developed by the State Bank of Pakistan (SBP). It operates using the state-of-the-art Pakistan Faster Payment System (PFPS)
Raast
Payment services via a mobile device
payment networks are often used for micropayments. A recent 2025 systematic review finds that digital payment technologies—including mobile payments and
Mobile_payment
Form of computer communication over the internet or locally
computer network. Originally involving simple text message exchanges, modern instant messaging applications and services (also variously known as instant messenger
Instant_messaging
2016. As of December 2016, VugaPay offers instant payments to and from 40 different mobile money networks/carriers in Rwanda, Kenya, Uganda, Niger, Malawi
VugaPay
Business model
account-to-account payments and open banking. Founded in the UK in 2019, Volt has built a global network for instant bank payments at checkout. It enables
Consumer-to-business
Card issued by a financial institution
Payment cards are part of a payment system issued by financial institutions, such as banks, to a customer that enables its owner (the cardholder) to access
Payment_card
American video streaming service
Lomas, Natasha (January 4, 2013). "Amazon Inks A+E Networks Content Licensing Deal To Beef Up Prime Instant Video Service: Now Showing 33,000+ Movies, TV Episodes"
Amazon_Prime_Video
Fast payments platform for Australia
subsidiary of Australian Payments Plus (AP+) after the ACCC authorised the amalgamation with BPAY Group and eftpos. The new instant payment platform for real-time
New_Payments_Platform
Payment services of the Eurosystem
T2 for large payments (which replaced TARGET2 in 2023), TARGET2-Securities (T2S) for securities transactions, and TARGET Instant Payment Settlement (TIPS)
TARGET_Services
Automated clearing house by Federal Reserve Banks
in the country, the other being Electronic Payments Network, operated by the The Clearing House Payments Company. In the late 1960s, due to the increasing
FedACH
Type of electronic network for financial transactions
house (ACH) is a computer-based electronic network for processing transactions, usually domestic low-value payments, between participating financial institutions
Automated_clearing_house
Increasing value with increasing participation
like the telephone; instant messaging services such as MSN, AIM or QQ; or even Wikipedia itself. Indirect (or cross-group) network effects arise when there
Network_effect
Singapore-based financial technology company
that provides cross-border payment infrastructure for financial institutions, businesses, and payment providers. Its network enables transactions to digital
Thunes
American company
businesses with the ability to accept online and in-app payments. On October 1, 2012, it launched instant signup, streamlining the signup process for US merchants
Braintree_(company)
Global open banking platform
game publisher, to launch instant open banking payments for their games. This collaboration introduced several online payment methods, including account-to-account
Noda_(company)
Financial infrastructure company
house (PE-ACH), and RT1 for instant payments. Both EURO1 and STEP2-T have been identified as Systemically Important Payment Systems by the European Central
EBA_Clearing
cross-border payments platform. The company's platform uses robust end-to-end technology to enable instant transfers across its global proprietary network. Customers
Transfast
South Korean mobile messaging app
super-app providing mobile payments and banking, taxi hailing, games and others. Kakao started with KakaoTalk, an instant messaging application in March
KakaoTalk
Financial services software
It was initially focused on payments and banking for businesses through modular technology and a global license network. The company expanded its operations
OpenPayd
Indian financial technology company
2020. "Infibeam Avenues invests in Instant Global Paytech". www.businesstoday.in. "Infibeam set to merge payment gateway firm CCAvenue with itself".
AvenuesAI
Digital payment system for inter-bank transfers in Singapore
PayNow is a near-instant real-time payment system developed by Association of Banks in Singapore. The interface facilitates inter-bank peer-to-peer and
PayNow
method and it is a vital integral part of Sri Lanka's trusted national payment network, which is operated by LankaPay under the approval and guidance of the
Common Electronic Fund Transfer Switch
Common_Electronic_Fund_Transfer_Switch
Financial markets payment system
The Cross-border Interbank Payment System (CIPS; Chinese: 跨境银行间支付清算有限责任公司) is a Chinese payment system that offers clearing and settlement services for
Cross-Border Interbank Payment System
Cross-Border_Interbank_Payment_System
Third-party mobile and online payment platform
card payment methods. Although users receive immediate notification of the transaction, the main difference among Alipay and an instant payment system
Alipay
Payment transfer from one bank account to another bank account and initiated by the payer
both parties use an instant transfer system like the UK's Faster Payments or Canada's Interac e-transfer. Modern electronic bill payment is similar to the
Giro_(banking)
American mobile payment service owned by PayPal
Venmo is an American mobile payment service founded in 2009 and owned by PayPal since 2013. Venmo is aimed at users who wish to split their bills. Account
Venmo
Spanish mobile payments system
53% Bankinter 2.44% Laboral Kutxa 1.2% Instant payment Blik in Poland iDEAL in the Netherlands Swish (payment) in Sweden TWINT in Switzerland Villacorta
Bizum
Rules governing the functioning of cryptocurrency
result. The Lightning Network allows near-instant, low-fee payments that settle on the Bitcoin base layer. The Liquid Network is a sidechain built on
Bitcoin_protocol
Mobile payment service by Apple
not an instant payment instrument, because the fund transfer between counter-parties is not immediate. The settlement time depends on the payment method
Apple_Pay
American social networking service
traditional bank accounts and their digital wallet and make instant peer-to-peer payments. Visa was announced as partnering with X on the project and
X_(social_network)
Standard for electronic data interchange between financial institutions
Reserve's FedNow instant payments service also uses ISO 20022 messaging. The private Clearing House Payments Company's RTP instant payments service uses ISO
ISO_20022
Method
existing documents, preventing attacks on the processing of instant messages on the network, and creating fake documents to trace malicious users. Documents
Network_eavesdropping
Cross-platform instant messaging system and VoIP client
ICQ was a cross-platform instant messaging (IM) and VoIP client founded in June 1996 by Yair Goldfinger, Sefi Vigiser, Amnon Amir, Arik Vardi, and Arik's
ICQ
Italian gambling company
1946, is an Italian gambling company and payment service provider which has a network of around 35,000 payment terminals throughout the country. Sisal
Sisal_(company)
Irish-American multinational financial services and SaaS company
original on 10 February 2014. Retrieved 14 February 2014. "Stripe: instant payment processing for developers". Hacker News. 29 September 2011. Archived
Stripe,_Inc.
Transfer (EFT) payment gateway in South Africa. Ozow is accessible to all who have an internet banking profile and allows for instant payments across all
Ozow
Vietnam social media website
platform. Users can also use Gapo for live streaming, instant messaging, blogging, and online payments. Gapo was launched in July 2019 by Hà Trung Kiên and
Gapo
including RBI holidays. Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India facilitating
Payment and settlement systems in India
Payment_and_settlement_systems_in_India
Iranian social media, instant messenger and video on-demand service
Rubika (Persian: پیامرسان روبیکا) is an Iranian social media platform, instant messaging (IM), VoIP and video-on-demand service developed by Tusca holding
Rubika
Malawian fintech company
partnered with Centenary Bank Malawi, becoming the first payment provider in Malawi to offer an instant bank transfer API for local businesses. The collaboration
PayChangu
Credit card
issuer's cards would be accepted on either network. This allowed the ICA to get an instant European acceptance network, and Eurocard to get accepted worldwide
Eurocard_(credit_card)
Iranian instant messenger and social media service
پیامرسان ایتا) is an Iranian cloud-based, cross-platform, social media, instant messaging (IM) and VoIP service developed by the Idea of Today's Civilization
Eitaa
World Wide Web content existing on darknets
dark web is the World Wide Web content that exists on darknets (overlay networks) that use the Internet, but require specific software, configurations,
Dark_web
Mobile application that provides multiple services including financial transactions
or web application that can provide multiple services including payment and instant messaging services, effectively becoming an all-encompassing, self-contained
Super_app
Vietnamese instant messaging and social media service
Zalo is a Vietnamese instant messaging multi-platform service developed by VNG Corporation. Zalo is also used in other countries outside of Vietnam, including
Zalo
Eurosystem securities settlement platform
Eurosystem's TARGET Services, together with T2 and TARGET Instant Payment Settlement (TIPS) for cash payments. Historically, financial market infrastructures in
TARGET2-Securities
Form of automated electronic commerce
artificial intelligence (AI) agents independently execute purchasing and payment processes on behalf of users or organizations. Unlike conventional digital
Agentic_commerce
Portuguese interbank network
not only encompass ATMs. It has a fully-fledged EFTPOS network called Multibanco Automatic Payment, and is also a provider of mobile phone and Internet
Multibanco
Indian multinational card payment service
Rupee and Payment) is an Indian multinational financial services and payment service system, conceived and owned by the National Payments Corporation
RuPay
Financial transaction involving a very small sum of money
larger sums). Swish is a payment system between bank accounts in Sweden that was introduced in 2012. It is designed for small instant transactions between
Micropayment
Indian national identification number
31 May 2015. Khan, Danish (17 August 2016). "Electronic KYC to enable instant activation of mobile phone connections with Aadhar". The Economic Times
Aadhaar
and launches new network services for european banks and merchants". SIA. 3 November 2015. "SIA offers Europeans instant P2P payments with Jiffy • NFC
SIA_S.p.A.
Instant messaging client
Meebo (often stylized as meebo) was an instant messaging and social networking service provider. It was founded in September 2005 by Sandy Jen, Seth Sternberg
Meebo
Bank network in India
country and facilitating convenience banking. It is run by the National Payments Corporation of India (NPCI). As on 31 January 2022, there were 1,203 members
National_Financial_Switch
Israeli social payment application
Technologies). The company developed a social payment network aimed at simplifying the execution and management of group payment processes. In 2017, Israel Discount
PayBox
Bitcoin's ability to handle transaction volume
result. The Lightning Network allows near-instant, low-fee payments that settle on the Bitcoin base layer. The Liquid Network is a sidechain built on
Bitcoin_scalability
Electronic transfer of money from one bank account to another
initiated through a payment terminal Web/Internet Online Payments (E-commerce payment system) Wire transfer via an international banking network such as Society
Electronic_funds_transfer
Iranian open source instant messenger and social media service
(Persian: آیگپ) is an Iranian open source, cloud-based, cross-platform, instant messaging (IM), social media and VoIP service developed by the Kian Iranian
IGap
New model of banks initiative by Reserve Bank of India
the Budget it was announced that India Post will use its large network to run payments bank. The external advisory committee headed by Nachiket Mor submitted
Payments_bank
American e-commerce company
businesses with a connection to the ACH Network or RTP Network (Clearing House’s privately owned real-time payments network). The company was founded in 2008
Dwolla
Public transit smart card used in India
The Hindu. ISSN 0971-751X. Retrieved 2 September 2024. "Payment app Ongo launches instant National Common Mobility Card 'Ongo Ride'". Business Standard
National_Common_Mobility_Card
Topics referred to by the same term
IPN may refer to: Instant payment notification Interpenetrating polymer network, form of chemical copolymer Isopropyl nitrate, a liquid monopropellant
IPN
operations]. RPP (in Spanish). Retrieved 4 December 2021. "Peru plans instant payments network that links fintechs, mobile bank accounts". American Banker. 31
Presidency_of_Pedro_Castillo
Card used for financial transactions
debit card, also known as a check card, cheque card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually
Debit_card
Blockchain technology company
"Blockstream's Jade Hardware Wallet Adds Lightning Support For Instant Bitcoin Payments". bitcoinmagazine.com. 2026-03-10. Retrieved 2026-06-11. "Blockstream
Blockstream
Iranian cross-platform instant messaging technology
(Persian: امکان اتصال متقابل) or Interconnection is an Iranian cross-platform instant messaging (IM) technology developed by the Ministry of Information and
Message_Exchange_Bus
Bilateral remittances between India and Nepal
integration of UPI (India) and NPI (Nepal) refers to the linking of the payment interfaces of the countries India and Nepal for allowing cross-border remittances
Integration of UPI (India) and NPI (Nepal)
Integration_of_UPI_(India)_and_NPI_(Nepal)
Russian payment system
accounts in different credit institutions. The FPS also supports instant 24/7 payments for work, goods, and services, including transactions made via QR
Faster Payment System (Russia)
Faster_Payment_System_(Russia)
Discontinued corporate mobile messaging app
growing digital payment culture in India, Microsoft introduced digital payments services in its social network app Kaizala. Payment integration enabled
Microsoft_Kaizala
Digital music service
reach of artists' releases on major streaming platforms. Automated Royalty Payment Splitting Tools: Provides tools designed to automate the allocation and
EmuBands
Online multiplayer gaming and digital media delivery service
which can be entered on the PlayStation Network to deposit credit in a virtual wallet. Sony devised the payment method for people without access to a credit
PlayStation_Network
Multimedia delivery method
that previously required payment to be freely accessible to any Napster user, but it also demonstrated the power of P2P networks in turning any digital
Streaming_media
Iranian instant messenger and social media service
Plus (Persian: سروش پلاس, Messenger angel) is an Iranian cross-platform, instant messaging (IM), social media and VoIP service developed by the Setak Houshmand
Soroush_Plus
Russian financial transfer system
Federation though there were plans to integrate the network with the China-based Cross-Border Inter-Bank Payments System. The Russian Government was also in talks
SPFS
Algerian focused social media platform
"Everything is going well") is a fully Algerian instant messaging, social media and mobile payment app. designed, developed and built locally by the
1tik
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
Surname or Lastname
English and French
English and French : from Middle English, Old French parent ‘parent’, ‘relative’, hence a nickname for someone who was related to an important member of the community.English and French : nickname for someone of striking or imposing appearance, from Middle English, Old French parent ‘notable’, ‘impressive’.A Parent from the Saintonge region of France is documented in Quebec City in 1654.
Boy/Male
Hindu, Indian, Kannada, Telugu
Cute Baby; Lord Shiva
Surname or Lastname
English
English : variant of Diamond 2.
Boy/Male
Hindu
The Moon, Dawn, The end of night, Pleasant early morning
Boy/Male
Hindu
Wisdom, Friend of the supreme
Boy/Male
Gujarati, Hindu, Indian, Jain, Kannada, Malayalam, Marathi, Tamil, Telugu
Ending of Darkness; End of Night; No Mark; Silent; Dawn; Peaceful; Early Morning; To Shine
Surname or Lastname
French and English
French and English : from a medieval personal name (Latin Constans, genitive Constantis, meaning ‘steadfast’, ‘faithful’, present participle of the verb constare ‘stand fast’, ‘be consistent’). This was borne by an 8th-century Irish martyr. This surname has also absorbed some cases of surnames based on Constantius, a derivative of Constans, borne by a 2nd-century martyr, bishop of Perugia. Compare Constantine.English : perhaps also a nickname from Old French constant ‘steadfast’, ‘faithful’.
Boy/Male
Gujarati, Hindu, Indian, Kannada, Malayalam, Marathi, Punjabi, Sikh
Pgod Gift; Wisdom; God Gift
Boy/Male
Hindu
Victory or ancient philosopher, One who has control over his heart and mind
Girl/Female
British, English
A Beautiful Girl
Boy/Male
English Latin
Steady; stable.
Boy/Male
Hindu, Indian
Instant Appearance
Boy/Male
Tamil
Instant appearance
Male
Hindi/Indian
(िनशा) Hindi name NISHANT means "dawn; end of night."
Boy/Male
Hindu, Indian, Marathi
Beloved of the Sun
Surname or Lastname
English
English : variant spelling of Waymont, a variant of Wyman.
Surname or Lastname
English (eastern)
English (eastern) : variant of Raymond.
Surname or Lastname
English
English : variant spelling of Parent.
Boy/Male
Australian, German
Counselor; Protector
Boy/Male
Afghan, Arabic, Australian, Iranian, Muslim, Pashtun, Sindhi
Strong; Patient; Solid; Constant; Tough; Substantive; Firm
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
Girl/Female
Arabic, Muslim
A Narrator who Transmitted from Shaybah Bin Usman and Sabit Al-shimale Narrated from her
Boy/Male
Hindu
Happy, Full of Joy
Boy/Male
Indian, Punjabi, Sikh
Light of God
Boy/Male
American, Australian, Chinese, French, German, Jamaican, Latin, Swiss
Of the Lord; From the Latin Dominic; This French Spelling is Used Primarily for Girls; Lord; Belonging to God; Child Born on Sunday
Male
Polish
Polish form of Latin Marius, MARIUSZ means "male, virile."
Girl/Female
Muslim
(Daughter of Maalik bin Amr al adwaniyah)
Boy/Male
Hindu
Nickname of names beginning with - Kris, Short form of Lord Krishna
Girl/Female
English, French
Blessed with Wealth and Beauty
Girl/Female
Assamese, Bengali, Gujarati, Hindu, Indian, Kannada, Malayalam, Marathi, Sanskrit, Telugu
The River Godavari
Boy/Male
Hindu, Indian, Tamil, Telugu
Beautiful; Wonderfull; Happy
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
INSTANT PAYMENT-NETWORK
n.
That which is instant or urgent; motive.
a.
Used by, or appropriated to, insane persons; as, an insane hospital.
adv.
Instantly.
n.
See Parament.
v. & n.
See Wayment.
v. i.
To lament; to grieve; to wail.
n.
The act or quality of being instant or pressing; urgency; solicitation; application; suggestion; motion.
n.
Instance; urgency.
a.
Not conformable; discrepant; repugnant; as, a practice so widely distant from Christianity.
a.
Far separated; far off; not near; remote; -- in place, time, consanguinity, or connection; as, distant times; distant relatives.
n.
A pavement.
a.
A day of the present or current month; as, the sixth instant; -- an elliptical expression equivalent to the sixth of the month instant, i. e., the current month. See Instant, a., 3.
v. t.
To impress, as an animating power, or instinct.
a.
Immediately; instantly; at once; as, he left instanter.
a.
Constant in pursuit or exertion; persevering; calmly diligent; as, patient endeavor.
v. t.
To place in an office, rank, or order; to invest with any charge by the usual ceremonies; to instate; to induct; as, to install an ordained minister as pastor of a church; to install a college president.
v. t.
To furnish with a pavement; to pave.
a.
A natural aptitude or knack; a predilection; as, an instinct for order; to be modest by instinct.
v. t.
To set, place, or establish, as in a rank, office, or condition; to install; to invest; as, to instate a person in greatness or in favor.
v. t.
To grant by patent; to make the subject of a patent; to secure or protect by patent; as, to patent an invention; to patent public lands.