FinanceInsuranceMortgageTechBusinessTravelLegalHealth/FitnessSportsFashionRenovationReviews
 As we move ahead in our lives, our responsibilities grow and we start to realize how essential it is to plan for the future. We start to look beyond our own needs and requirements and start to think about those of our loved ones. Investing in term plans is one of the best ways to provide your family members with a security blanket, something that would cater to their needs even if you aren’t there with them.   Nobody wants their family to struggle to make their ends meet,...
Amongst the various mind-boggling questions that life throws at us, viz; how do I secure my family? How do I find my child’s education? Should I buy a Life Insurance cover? The question of ‘How is a Term insurance premium calculated reigns supreme. Read one to go through the nitty-gritties of a term insurance premium and how it is calculated.   The purpose of buying life insurance is to provide life cover to the policyholder and a financial security to his family. Where term...
Introduction In recent times, insurance is gaining popularity in India. There are over two dozen players in this industry and they have a large market in front of them to explore. There are all sorts of insurance products like life insurance, health insurance, vehicle insurance and so on and so forth. Term Insurance is the most basic and popular form of Life Insurance. This is primarily because, it comes with the assurance of money in case of the untimely death of the person insured. At any...
Value investing has an appealing logic to many investors. The idea is simple. Value investing generally involves searching for stocks trading at discounts to their fair value. These stocks can be bought and held until they trade at or above their fair value.These ideas were first put forth by Benjamin Graham, a business school professor who counted Warren Buffett among his students. Graham is widely considered to be the father of value investing and he wrote widely on the topic. His work...
Sometimes, investment ideas can come from monitoring trends. This week,we noticed a new trend appears to be at work. Combining this with someother long term trends in the market results in a short list of stocks that couldbe among the market’s biggest winners in the short run, and the best option ofinvesting in stocks.One of the long term trends in the stock market is the increasing importanceof global economic diversification. This can be applied to stock selection byanalyzing a...
Term insurance is an insurance cover taken for a specific period of time. During this period, if the insured person dies, the sum assured is paid to the beneficiaries who are ideally family members in most cases. The sum assured is the amount of cover which the insured person wishes to choose at the time of buying the policy. The benefit under the plan is payable only if the insured person dies. If the insured person survives after the plan completion policy period, they will not receive any...
Financial planning is the most crucial process of every individual’s life, you are no different. Proper and efficient financial planning leads to a secure financial future, helping you build a good retirement corpus. Financial planning generally refers to a comprehensive evaluation of your current and future financial position, which is crucial for you as an investor. It helps you in predicting future cash flows, investment asset values, and retirement corpus withdrawal plans. Strong...
Short term trading can be very profitable but it can also be dangerous with high risk. Short term trading can be for few minutes or can long as several days. In order to succeed at short term trading investor must be aware about rewards and risk of each and every trade on which they are investing. they should not only have the knowledge of how to choose good short term trade,  but also how to protect that trade from risk. this article will provide information about how to select good short...
Without exception, every parent out there would agree that the joy of having a child is unmatched! And to want nothing but the best for your little one comes naturally to you. Out of all their other needs, In today’s day and age, ensuring best education would be on the top of your list. Good education will not only secure their future, but also go a long way in shaping their characters and making them responsible and civilised citizens who are an asset to the society. Most parents would...
There are various options for investors to multiply their money. The investment portfolio should be chosen to take care of your short-term and long-term needs. You can choose an insurance plan that offers tax benefits, risk coverage and corpus building potential. The number of policyholders opting for Unit Linked Insurance Plans (ULIPs) is increasing at a consistent pace. There are plans with a single premium and regular premium options. Hence, investors can choose right avenues as per their...
SIP - SIP or Systematic Investment Plan refers to a plan that helps you to invest in mutual funds by depositing some amount on a regular basis. If you choose a flexible SIP scheme, then you can deposit more than the fixed regular amounts, as and when you have the surplus money. It is advised that if an investor wishes to earn better return, then he should opt for long-term schemes. SIP helps create a saving habit and provides the benefit of compounding. RD - RD account or Recurring deposit...
An important aspect in the proper upbringing of a child is to plan for his/her future well in advance. While fulfilling the daily chores involved in the process of parenting, it is quite normal to see parents forgetting the long term needs of a child upbringing. As a result, we often see parents in a fix when they are not able to provide the needed financial support to their child so that they can pursue the best education that would enhance their prospects. If as a parent, you do not want to...
The life of a woman is filled with a lot of perils and curbs stops on the way. This, more often than not, does not allow her to live the life she wants without having to witness a drastic change at some point. If she puts her career on the forefront, things such as childbirth might set her back on her career growth. If she is a homemaker, then she might not feel the same joy of retirement that her spouse does. And because of all this, retirement planning will definitely kick in, arguably...
Having a successful business is the dream of any one dreaming of starting one or investing in a business venture. The journey to a profitable business is paved with hard work and persistence. Before one can erect a good business a feasibility study has to be conducted together with the drawing up of a business plan. Business plans always take into consideration a financial plan. The latter is a comprehensive estimation of the present and future financial state of a physical or moral person via...
When it comes to making investments, most people look out for investment options that offer high returns but are relatively low-risk. However, it is important to remember that the level of risk that you are willing to take is tied to the returns that you will receive. Thus, you need to assess your appetite for risk and invest in financial avenues accordingly. Listed below are a few popular financial options that you can consider investing in this year. Public Provident Fund: Public...


Copyrights © 2019 Voticle. All Rights Reserved.