SIP - SIP or Systematic Investment Plan refers to a plan that helps you to invest in mutual funds by depositing some amount on a regular basis. If you choose a flexible SIP scheme, then you can deposit more than the fixed regular amounts, as and when you have the surplus money. It is advised that if an investor wishes to earn better return, then he should opt for long-term schemes. SIP helps create a saving habit and provides the benefit of compounding.
RD - RD account or Recurring deposit...
Without exception, every parent out there would agree that the joy of having a child is unmatched! And to want nothing but the best for your little one comes naturally to you.
Out of all their other needs, In today’s day and age, ensuring best education would be on the top of your list. Good education will not only secure their future, but also go a long way in shaping their characters and making them responsible and civilised citizens who are an asset to the society.
Most parents would...
An important aspect in the proper upbringing of a child is to plan for his/her future well in advance. While fulfilling the daily chores involved in the process of parenting, it is quite normal to see parents forgetting the long term needs of a child upbringing. As a result, we often see parents in a fix when they are not able to provide the needed financial support to their child so that they can pursue the best education that would enhance their prospects.
If as a parent, you do not want to...
The life of a woman is filled with a lot of perils and curbs stops on the way. This, more often than not, does not allow her to live the life she wants without having to witness a drastic change at some point. If she puts her career on the forefront, things such as childbirth might set her back on her career growth.
If she is a homemaker, then she might not feel the same joy of retirement that her spouse does. And because of all this, retirement planning will definitely kick in, arguably...
Value investing has an appealing logic to many investors. The idea is simple. Value investing generally involves searching for stocks trading at discounts to their fair value. These stocks can be bought and held until they trade at or above their fair value.These ideas were first put forth by Benjamin Graham, a business school professor who counted Warren Buffett among his students. Graham is widely considered to be the father of value investing and he wrote widely on the topic. His work...
Sometimes, investment ideas can come from monitoring trends. This week,we noticed a new trend appears to be at work. Combining this with someother long term trends in the market results in a short list of stocks that couldbe among the market’s biggest winners in the short run, and the best option ofinvesting in stocks.One of the long term trends in the stock market is the increasing importanceof global economic diversification. This can be applied to stock selection byanalyzing a...
Having a successful business is the dream of any one dreaming of starting one or investing in a business venture. The journey to a profitable business is paved with hard work and persistence. Before one can erect a good business a feasibility study has to be conducted together with the drawing up of a business plan. Business plans always take into consideration a financial plan. The latter is a comprehensive estimation of the present and future financial state of a physical or moral person via...
There is a lot of emphasis put on financial services that help companies and businesses in the form of investment banking. This is due to the high profit that most of these financial services bring. To this effect, all companies want to do something to increase their portfolios and get better capitals as well. Capital can be increased in the form of bonds, stock transfer etc. but the biggest contribution to increase capital is made through investments. Companies mostly get good investment...
At one point or the other, every man or woman who is serious about making financial progress thinks of investment possibilities and the factors to consider before investing. It is one of the most important things a person can actually do with their money. Now more than ever, we have lots of people thinking of and even making investments in different areas of the economy. The truth is, for most people, the money required to make an investment is not the problem. The real problem is deciding what...
Investment scams are fraudulent business schemes perpetrated by persons so as to take advantage of others hoping to be potential investors. Most of the investments scams perpetrated nowadays are internet based mainly due to the fact that the internet is an open source of information sharing and cannot be regulated or governed. The internet is good at optimising illusions during an investment scam i.e. a well-designed elegant website can project any company as legit, grand and respectable. Many...
The concept of banking is very fundamental and its importance cannot be over-emphasized. Banking has been all the way right down memory lane. It was as a result of the concept of banking that the crude system of trade by barter was eradicated and substituted by money that became a legal tender; that is something acceptable as a medium of exchange and for the settling of debt. The resultant outcome of this was the creation of money after several evolutions, from the use of gold and precious...
Investing in rental property is a good business although it is tough. Real estate is a twisting business as it may experience recession. You need to know what you are getting in to. It is one of the most secured and fastest ways of making money. When thinking of investing in rental business, several factors come into play; you need to decide if your property is a family residence a business center, offices, or storage centers. Depending on your choice and the area, you may have rental property...
Everyone, in the course of their life, needs to think about investing their money in pension plans. Pension plans are also known as retirement plans and are insurance plans which are meant to help working individuals during their time of retirement and old age. Pension plans are those plans which take a long amount of time for accumulating enough funds for the same.
The right type of pension plan follows a particular scheme for investment. The amount of money that needs to be invested over how...
Strategic planning is a management process designed to set the organization on a path to successfully achieving future goals. Strategic planning ensures the organization's human and operational resources, energy and stakeholders are properly focused on achieving goals and objectives, and able to adjust to a changing business environment as needed. It requires imagining a successful future. That is difficult for some business leaders because they have difficulty thinking in new ways and with new...
The introduction of the internet into the business world was surely a great innovation for investors as they can now easily research different types of investment opportunities around the world and trade securities. As a result of the internet not having regulations, fraudsters have found a place where they easily deceive people who intend to make their money work for them by investing. Usually it begins by a phone call or an email presenting you a business opportunity one can only dream of, as...
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