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A Letter of Credit, or LC, is a financial instrument. Banks and similar institutions, such as creditworthy financial service companies, insurance companies etc., issue it as a guarantee payment for goods and services when a seller provides all acceptable documents. There are three participants in a Letter of Credit – the beneficiary, the applicant, and the issuing bank. The beneficiary is the person/company who would receive payment. The applicant is the buyer of goods and services who...
Are multiple savings account worth your time, money, and efforts? A lot of people wonder whether it is worth it or not. On one hand, there are some financial experts who say that one should stick to a single savings account. While others say that having multiple savings accounts for various saving targets are a better choice. You can adopt any of the two pieces of advice to grow your finances. As long as you keep building your wealth, you are okay irrespective of what you choose. If you have...
The banking sector is a business venture in which several individuals have gone into, and because of this competition has become the order of the day. In order to maintain customer level, bank institutes turn to use all new modern channels in contact with the general public to expand their horizons when it comes to communicating to the general public about their existence and the services they offer. By so doing the bank advertises its image and gain more customers and this permits them to stay...
 What is difference between NRE and NRO account? ” when I was to leave India for the first time. I was confused about what type of bank account (NRE or NRO account) I need to open as an NRI. So I know how you feel exactly now and you're currently going through the same situation which I had faced years ago. So let’s try to how to solve this. When an Indian citizen leaves the India for any reason and decides to be out of India for a undefined time frame ( not sure...
Corporation Bank Gold Loan In a country like India gold is just more than some metal. It has got emotions and sentiments involved with it and thus people don’t realize that their gold can also work as a way of investment. You have a good investment opportunity but don’t have enough funds available. Your gold may just help you out through gold loans. Corporation Bank Gold loan here helps you in availing a gold loan. Corporation bank is a public sector bank with the man set up in...
Visiting Melbourne? If yes, you should be well-prepared to be the part of an endless adventure that keeps you informed and interested. There is no tour available that takes visitors to all the major attractions and many off-the-beaten-path places that helps them to understand the fabric of the place as Southeast touring let you. If you are of Chinese background, you can choose a Chinese Speaking Tour in Melbourne where your professional & local guide explains and elaborates the marvels of...
Canara Bank is scheduled to Run online examination for the post of PO through Admission to Postgraduate Diploma in Banking and Finance Course (PGDBF) on 4th March 2018. A massive number of candidates who are looking for the jobs applied for your exam. Candidates who'd applied are looking for the Canara Bank PO Admit Card 2018 as it's the crucial record to carry for the exam and contains details regarding examination place, roll amount etc.. Canara Bank published PO Admit Card 2018. Candidates...
A bank account is crucial for financial management it allows us to make and receive the payments that facilitate our daily lives. The following guide will cover the ways you can make payments of money owed to you into your account, as well as what you can expect from your bank or building the society in return. Ways to Pay Money into Your Account. These are the main ways that you can deposit cash and cheques payable to you into your bank account:   At a Local Branch   Use an ATM...
Public Private Partnership or PPP is a cooperation between the government and the private sector in establishing something for the country  involved. PPP is usually a terms of cooperation for infrastructure development in the country. If done right, PPP can benefit both parties. For the country itself it can gives the lowest cost  of infrastructure development. While the private sector gets a very good profit from it. However, sometimes the private sector needs to consider which...
 There are various Personal Loan Providers like ICICI Bank, HDFC Bank, Fullerton India, Kotak Mahindra Bank and many more. Personal Loan is one of the finest financial products that have easy and fast approval. If all the necessary documents meet the eligibility criteria and prior verification is done then you can even get instant approval. Ideally, it would be unfair to say a particular bank is better than the other. The personal funds can be used as per your discretion, there is no...
Every startup business needs a certain amount of money to start and to keep it running. This is the sole obligation of the entrepreneur to figure off out where and how to get enough funds. Normally, the bank is the first organization he thinks. Banks are always among the first organisations to be reached for funds in the form of a loan. Other organisations that can be approached are credit unions, cooperatives, “Njangi” houses etc. It is at the point of bank loan that entrepreneurs...
The information technology infrastructure continues to develop with the main players now searching for solutions that are most effective and that may really save companies and users from spending too much. Among the latest approaches that are being talked about in recent years is the private cloud. In IT, a cloud identifies a processing infrastructure. It is categorized into two types - the private and the public. A private cloud is one produced by a business for use in its private IT...
Gone are the days when people used to stand in long queues at the stores to make the purchases. It was frustrating and time-consuming. Also, people had to pay higher by shopping at malls or stores due to overhead costs of the retailer. But today, the way of shopping has changed completely. Almost everyone today prefer shopping online for obvious reasons, it is easier, convenient, less time consuming and cheaper. With so many people shopping online today, the smart way to make purchases is via...
Growth in computer knowledge has rapidly expanded during the last two decades coupled with reduction in the cost of computers in the market, has make it easy for bank to communicate, interchange information and knowledge more easily and efficiently. The introduction of computers in the banking sector has changed the operational system of banks from branch and paper work to the digital and network banking system. From the management to the accounting sector, computers have come as a tool to...
Are you short on cash to go on your dream vacation in India or around the world? A travel loan under the umbrella of a personal loan will be the best option to finance your trip. An increasing number of people, especially the young generation, are getting a personal loan to meet their travel expenses.      About travel loan A travel loan is a type of personal loan designed to fund expenses incurred for travelling. Like any other personal loans, travel loan is offered...
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