Monetory policy is intended to promote economic growth in a country and maintain stability in the society by making sure the exchange rate of the currency of the country does not drop and reduce the rate of unemployment. The monetary policy can be further divided into two functional categories which are expansionary and contractionary policy. The expansionary policy is a situation where the monetary authority puts into place tools which will lead to a boom in the economy. This will imply...
            Systems that regulate the balance between employers and employees role in corporate organizations as stated in signed social contract or agreement among them are changing tremendously. We have moved from labor based approach, competence based approach and of recent the Bretton wood institutions; that is the World Bank and the International Monetary Fund have introduced the Performance Based Evaluation Approach. It should be...
Insurance is of various types for various purposes. Some of the most common types of insurance policies that most of us are aware of - home, life and automobile insurance. So why does one need an insurance? No matter what type of insurance it is, it helps consumers who are going through unfavorable situations. The protection is usually in the form of money. It can provide protection from damages, financial loss and other liabilities, however, in the end, it is all about...
Security and protection of life and every asset in today’s time has become really important and necessary for everyone. It’s a universal fact that nobody knows what the future holds for them. Hence, the social as well as financial security for the family member and every other asset in life is important. One never knows that what uncertainty may harm them or their valuable assets. The Georgetown Insurance providers offer every type of insurance to protect the assets as well as life...
Insurance is known to have existed for centuries, as early as the 4000-3000BC. It is recorded that bottomry contracts were agreed between Babylonian traders. Similarly, it was practiced by the Hindus as early as 600 BC, this same concept was understood by ancient Greece by 400BC. Bottomry was a contract in which terms about a ship going for a specific journey or a given period its owner could borrow money and put the ship as security in case of any peril the lender loses his money. In 1666...
Unit Linked Insurance Plans (ULIP) is a popular plan with high patronage in India. These plans provide the much-needed investment at the same time covering the risks. The investment returns in these plans are high, thereby giving the customers a chance to maximize their wealth. An Introduction to ULIP Plans In a ULIP plan, the investor has an opportunity to invest to invest in areas such as bonds, stocks and as well as mutual funds. Depending on the specific requirements of the investor,...
Senator Lindsey Graham of South Carolina plans to return to the neighborhood where he grew up and announce that he is running for president, injecting a hawkish foreign policy voice into a crowded field of Republican presidential contenders. A year ago, Mr. Graham's political career appeared briefly to be on the ropes, when Tea Party conservatives targeted him as a moderate to be ousted in the midterm election. After fending off that challenge with ease, Mr. Graham, 59, has said his fear that...
This is a form of risk mitigation or management whereby an entity (insured or an individual or company or government) undertakes to safeguard against future financial losses. It is a form of proactive measure to redirect lost to an entirely different entity (insurer or insurance company or government). Any risk that can be measure and quantify in financial terms can be insured. This involves the insured assuming a guaranteed and known small loss in the form of fee to the insurer in exchange...
Most people assume that being a landlord is an easy job and anyone can take the responsibility of one. However, managers of properties who are experienced in what they do are aware that to be a good landlord is not easy. Most tenants have their own ideas on how they want their landlord to act. As a landlord, you must be able to deal with your tenants in all situations and also be ready to solve problems that the tenants might find themselves in. For troublesome tenants, who might not want to...
Insurance plans are the best way to build financial security for our family. But due to the rising inflation costs, improvised lifestyle, growing aspirations of people, and ever-increasing needs, it becomes imperative to have a steady income that apart from insurance to match the pace of the rising living standards. We all want to see our money grow each day just like a money plant. With this though in mind, insurance companies have introduced Unit Linked Insurance Plan (ULIPs). ULIPs not only...
Car accidents are quite common these days. And that is why people opt for car insurance so as to protect their car and its interest in case it gets hit badly. It is important for the car owners to select an insurance that can offer the desirable coverage. These days, a lot of car insurances are available for the owners, which they can choose according to their convenience. Choosing Car Insurance in Las Vegas Nevada can be an extremely daunting process. Car insurance is basically done to...
When people see a linear growth in the capital market, they also wish to use their funds in ways to let them participate in the booming capital market of India. One of the best ways to invest your funds across capital markets is Unit – Linked insurance Plans or ULIP offered by insurance companies. Insurance companies have developed plans that combine the benefits of life insurance protection as well as provide options of participating in the growth of the capital markets. These funds...
With the world becoming a global village and the increase in the commercial transactions, Insurance contracts have become the most important instrument in saving the business world from falling into an unsafe pit. Since the world is advancing in social, political and commercial issues, the risk of doing business is also advancing and becoming more and more frightening to individuals and organizations. What is of more interest here is that the insurance policy contracts cut across all sectors in...
Effective communication can influence the ideas of another person whether done verbally or non-verbally. It plays an important role in the achievement of educational, social and professional success and in turn the development and productivity of contributing citizens. Communicating science is therefore very vital in the growth of the country at large especially when done to policy makers and to the public. These ordinary people in the society are considered not important to belong to a...
When it comes to Insurance, many people still feel they are giving out money that is more of a waste. But is insuring one’s property, life, business… really wastage of money? Let’s start by looking at what insurance is all about. Insurance coverage is a form of risk mitigation or risk management whereby an entity undertakes to safeguard against future financial losses. It is a proactive measure to redirect lost to an entirely different entity usually an insurance company....


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