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Loan Against Property Eligibility Loan against property (LAP), is one of the alternatives of personal loan, that a customer can avail by keeping their property as mortgage with the loan lending bank or financial institution.  Banks provide loan against both commercial and residential property. Although such property is mortgaged to the loan lender, but the customer can still continue using it for residential or...
A Loan against property or LAP is a secured form of financing that requires mortgages such as your home or your property as collateral security against the borrowing. Since, there is no risk pertained to the lender, however, the interest rates on loans against property are always low in contrast with other loans available in the market. Loan against Property is the perfect solution to fulfill your instant or some of your long term financial needs. To Avail Loan Against Property, the market...
Banks gives us the leverage to use their various financial instruments in order to fund our various events in life which need heavy financial backing. These loans are sometimes given against a certain security or are sometimes unsecured loans. One such type of secured type of loans is Loan Against Property. Usually, before sanctioning this loan in which a certain property of yours is kept as a collateral, the bank scrutinizes each and every aspect to fulfil its criteria before sanctioning this...
SBI Mutual Fund has become one of the top mutual fund companies in India by providing schemes for the benefit of investors and has completed 30 years in fund management. It is a joint venture between SBI and AMUNDI (France), which is one of the world’s leading fund management companies. Its vision is to become the most sort out fund house for schemes under all asset classes with a track record of the best customer service, excellent returns, technology, HR practices, product, and...
Multinational companies are the supreme power in the world. They dominate us every minute, every second of our lives by flooding us with the products and services they choose for us, not the ones we want. Take example of a smartphone. There are a lot of specifications to be checked before you finally lock your eyes on one. Some might have higher RAM while the other may look more beautiful than the rest. In the rarest of the rare circumstances would you find a product that matches all your...
  So, you are thinking of investing in mutual funds? You have been watching a lot of business news lately, noting down what the experts were saying in that little chat room, right? You have even crosschecked the stats which they gave through the internet, and are now fully convinced with the choices that you are going to make. Is it so? Do you think that’s what it takes to make a good plan? WRONG! There are certain areas which are highly likely to be skipped by any expert merely...
What is SBI Personal Loan? A personal loan is one of the most trusted and opted alternative for a financially urgent situation. It is an unsecured service as you are not obliged to keep your assets as a guarantee to the lender and have full authority to use the loan amount for whatever or whichever reason you want to. Many a time, in life, some financial issues keep demanding more than your income can comfortably pay for. And a lot of times you are up against your financial obligations which...
A low rate of interest is the only factor that customers look for when finding a loan. Hence, financial institutions also compete with each other for offering attractive interest rates. You can avail loans under two categories – secured and unsecured. The interest rates of these are considerably different.    Unsecured or collateral-free loans don’t require the customer to pledge an asset with the lender. However, these loans come with considerably higher interest rates....
Your loans, credit card dues, and other existing debts can be a burden to your finances over a period of time if you aren’t able to make timely payments or make payments in full. On the other hand, even if you are clearing your dues on time and staying on track with EMI deadlines, nothing feels as good as getting debt-free completely does. To achieve this you must plan your finances effectively and combine it with resources such as loan against property in India. You can apply for this...
If you’re in need of urgent money, a loan is one of the best ways to get the funds you need. But given that there are different types of loans, which one would be the best option? A loan against security offers you immediate funds in exchange for collateral. It could be the solution you’re looking for. Read on to find out more about this type of a loan and how it can help you. Features of a loan against security Secured loans have a variety of features that are designed to benefit...
SBI's loan is one of the popular and most preferred lenders by the borrowers. The reason being that SBI offers various benefits like online loan application, quick loan disbursal and many more. So, to make it easy for you here is the quick list of features of the SBI Personal Loan: Special Personal Loan Option: The existing customers of SBI with a good track record at least 6 months can avail of the premium Personal Loan options. The said account is approved at the Bank branch level...
Financial needs are never planned & occur when you least expect it. Sometimes it could be when your child lands admission in a prestigious college abroad, and you need to fund their education. Sometimes it could be to tide an unexpected slump in business. In other instances, it could be when there’s a medical emergency. And taking just a personal loan might not be sufficient. In such situations, Loan Against Property (LAP) could be of great help. If you are sure that you’ll...
The expenses for which the personal loan from SBI can be used are the travel cost, the education fee, bill payments (credit card, electricity or others) for a start-up, or any other personal expenses.  One of the biggest advantages of personal loan from SBI is that it is an unsecured loan means no collateral is required to get it. So, if you are having a thought of applying for an SBI personal loan then do read this complete article as it contains almost all the answers to your questions...
Rental units demand extra care and attention and this can be given only by the perfect property manager. When the expert will manage your property, then you will get lots of benefits. Doubts are still there and you are thinking about the advantages that you will get from the property manager, then here the article is for you. Follow the same, and you will get the information. Perfect handling of the residents When you have the house to rent in Maryland and also there are renters, then you...
There's no better time than now for the prospective home-owners who have been looking to dabble in the real estate market. Regarded as the country's largest lender by assets, State Bank of India (SBI) has announced another steep rate cut following RBI’s fourth consecutive repo rate cut this year. For the uninitiated, the repo rate can be described as the interest rate at which the RBI lends money to commercial banks.   MCLR Cut – August With effect from 10th August 2019, SBI...


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