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Banks gives us the leverage to use their various financial instruments in order to fund our various events in life which need heavy financial backing. These loans are sometimes given against a certain security or are sometimes unsecured loans. One such type of secured type of loans is Loan Against Property. Usually, before sanctioning this loan in which a certain property of yours is kept as a collateral, the bank scrutinizes each and every aspect to fulfil its criteria before sanctioning this...
Today, getting a dream house is incomplete without getting a home loan. Thus, getting an ideal loan is as important as finding an ideal home for you and your family. In a competitive world, there are not less than 50 home loan lenders who are keen on giving home loans to people looking to buy a home seeking these groups. However, the big question that comes into the picture, whom (lender) should you choose for getting your home loan. After all, taking a home loan is announcing a long-term...
Most of the people go for the Fullerton personal loan. Want to know why? Let’s find it out together. Fullerton personal loan is a multipurpose loan, as it can be used for buying a house, to fund an unplanned trip or paying for an education or any other reason. As the collateral-free personal loan is always a better and safer option for an applicant. Fullerton personal loan offers repayment tenure, which starts from 1year to 5 years. A borrower can also take advantage of prepayment or part...
The interest rate paid on a debt for which property has been provided as security is known as a mortgage interest rate. Mortgage interest rates are probably the most keenly tracked interest rates in America. This is because a small change in the mortgage interest rate can affect a large number of people who have used mortgages to finance their purchase of a home. Mortgage interest rates are also a dynamic macroeconomic indicator of the economy. Usually, a rise in mortgage interest rates leads...
Buying a house is the top priority of every individual in India, but due to the high property rates, it is not possible for everyone to buy a house. It involves a huge sum of money to buy a house. With the rising realty rates, people often turn towards Financial Institutions and Non-Banking Financial Companies (NBFCs) for financial aid to buy a house. When you apply for a Home Loan, you need to plan it well. A loan can only be beneficial if you choose the right combination of the principal...
A low rate of interest is the only factor that customers look for when finding a loan. Hence, financial institutions also compete with each other for offering attractive interest rates. You can avail loans under two categories – secured and unsecured. The interest rates of these are considerably different.    Unsecured or collateral-free loans don’t require the customer to pledge an asset with the lender. However, these loans come with considerably higher interest rates....
There is a vast increase in the number of consumers who are availing personal loans for their purchases. They come extremely handy for emergency needs and also help in recovering from a financial crisis. For purchases that are not covered by different loans, people can use personal loans for covering expenditures that are related to weddings, home renovations, car repair, or even a big vacation. Personal loans are a kind of unsecured loans, which means they do not require any type of security...
FDs are a type of investment that inculcate the habit of saving among the depositors. FD interest rate  offered varies from one bank to another and also depends on the tenure selected. Financial institutions provide monthly interest on FDs. Moreover, certain financial tools can help investors choose the best scheme to provide the highest profit. How to convert annual interest rate to monthly interest rate? Follow the given steps to convert annual FD interest rate into monthly interest...
  According to studies, women have a number of innate qualities like patience, discipline, and alertness, which allow them to succeed as investors. This Women’s Day, as you chalk out your investment plan, keep the 2019 theme ‘Think equal, build smart, innovate for change’ in mind. You can address retirement savings, tackle regular expenses, and grow your wealth with ease by relying on FDs. Read on to know why FDs make for a compelling investment option. Grow your...
There are plenty of new business owners who might find themselves falling into a debt trap quite easily. A lot of entrepreneurs get forced into taking debts just about the time when they are trying to start their business up. The reason for taking this loan is mainly for covering the initial investments and expenses in setting their company up. But in their hast to get the loan, a lot of people end up taking incorrect decisions and take loans which have high-interest rates, and as a result of...
Bring home your favorite two wheeler with a loan. Banks and financial institutions across the country offer loans for the purchase of all two wheelers. This makes it easier and convenient for you to buy a new two wheeler without burning a hole in your pocket. You do not need to break the fixed deposit or worry about how you will make the entire payment for the purchase. All you need to do is simply apply for the loan and get a two wheeler loan online approval. All individuals above the age...
There's no better time than now for the prospective home-owners who have been looking to dabble in the real estate market. Regarded as the country's largest lender by assets, State Bank of India (SBI) has announced another steep rate cut following RBI’s fourth consecutive repo rate cut this year. For the uninitiated, the repo rate can be described as the interest rate at which the RBI lends money to commercial banks.   MCLR Cut – August With effect from 10th August 2019, SBI...
A personal loan is more of a borrower's favor loan. It is an unsecured type of loan, where the borrower is not required to put any collateral with the lender. This loan type is used for personal needs like medical expenses, wedding expenses, education, small home improvements, vehicle purchase, etc. Low-interest personal loans are the trend now. Many banks are offering personal loans with low-interest rates to the borrowers and attracting them. With low-interest rates, you will get to pay...
Business is a tree in which the more you invested the more it will grow. Getting a business loan from the right lender is very crucial. SBI's business loan is one of the most preferred choices made by the loan seekers. SBI's business loan fits into the diversified need of the customers. A wide range of SBI business loan is offered to the borrowers. Whether one is looking for a loan for a Start-up or looking for the Working Capital finance or requires funds to expand the business outreach, SBI...
If it’s a business expansion, home renovation or some medical emergency, only personal loans can serve your purpose. The main reason to choose a personal loan is that the personal loans are collateral-free and you don’t need to state that in advance – how you are going to use these funds in future? But there are lots of lender out there who have specific set for terms and conditions for salaried and self-employed individuals. Most of them are offering personal loan to...


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