FinanceInsuranceMortgageTechBusinessTravelLegalHealth/FitnessSportsFashionRenovationReviews
A Home Loan Balance Transfer occurs when a borrower with an existing Home Loan transfers the loan to a different lender. You can choose to transfer your Home Loan because of numerous reasons. Normally, this is done by borrowers in case they find the high-interest rates of their existing lender too high to continue with. Though there are numerous advantages of Home Loan Balance Transfer, it can be a stressful process. So, maintain a high level of caution proceed carefully.   Tips to make...
Buying a house is the top priority of every individual in India, but due to the high property rates, it is not possible for everyone to buy a house. It involves a huge sum of money to buy a house. With the rising realty rates, people often turn towards Financial Institutions and Non-Banking Financial Companies (NBFCs) for financial aid to buy a house. When you apply for a Home Loan, you need to plan it well. A loan can only be beneficial if you choose the right combination of the principal...
Purchasing a house is the dream of many people; however, most of the people are not able to live their dream due to the non-availability of the funds. If you are also falling short of money to get your dream house, then apply for a home loan and get instant funds. Although the home loan rate of interest is quite affordable but it is widely dependent upon various factor. Here are some of the major factors which affect your eligibility for the loan; take a look:- Age of the applicant –...
Buying a home is life’s greatest joy. But realising this dream and making it a reality are not easy. You have to follow certain procedures carefully. These are not difficult but they require your time and attention. A major component of buying a house is getting a good Home Loan. The housing loan process starts with submitting the required Home Loan documents to your lender. You also have to get the necessary checks done and pay the required fees. Once your loan approval comes through,...
Pune is the second largest city in Maharashtra and is considered as the cultural capital of the state. The city is also known for manufacturing, automobile, government and private sector research institutes as well as educational, management and training institutes which in turn attracts students and professionals from across the country. This has led to the growth in the housing sector which means more demand for housing loans in the city. However, the process to apply for a home loan can be a...
Today, getting a dream house is incomplete without getting a home loan. Thus, getting an ideal loan is as important as finding an ideal home for you and your family. In a competitive world, there are not less than 50 home loan lenders who are keen on giving home loans to people looking to buy a home seeking these groups. However, the big question that comes into the picture, whom (lender) should you choose for getting your home loan. After all, taking a home loan is announcing a long-term...
If you are a salaried individual trying to make both ends meet, having your own house or being the owner of a small property is perhaps a cherished dream. You compare home loans periodically, but that dream for you seems out of reach, even if you are stretching yourself to save up for the down payment of your home someday. This is not because of home loan interest rates but the fact most lenders have rather stringent eligibility criteria for aspiring borrowers. If you have taken a step back...
Being busy can make you rich at the twinkle of an eye, yet being rich even increases your feeling of being busier than before thus little to no time to enjoy your wealth’’. Thus do not sacrifice leisure in order to gather riches and then find time to sit back, relax and enjoy. The richer you become, the more the quest to get additional riches. Unless you decidethat it’s time for you to do a few things that are beneficiary to your body and soul, you’ll always be...
Owning a home or an apartment is everyone’s dream. If you’re planning to take one, take the help of a Home Loan calculator to make your calculations easy. The easy availability of Home Loans and a low interest rate make it easy for most people to realize their dream of buying a home. However, a Home Loan is a big commitment which needs to be given a lot of thought before availing one. Home Loan calculators might be able to help you make the right choice. How can the different...
Want to apply for a Home Loan, but don’t have much idea of the document required for Housing Loan, eligibility and many more unexpected factors? Let’s provide you a quick bite into the world of Housing Loans. So, before we jump to the documents required for Home Loan part, won’t it be good if you know something about the Home Loan and things around it? Let’s go! What is a Home Loan? A Home Loan is money or the capital or wealth which a bank or a non-banking...
Availing a home loan has become considerably easier over the past few years. However, if one does not understand the monthly outflow of finances that you need to sacrifice in order to pay of your home loan, it can cripple one financially. Also known as Equated Monthly Instalment (EMI), this must be a comfortable amount to spare for a borrower. Although it is an exceptionally valuable asset to own a home, it should not compromise your lifestyle in the process. Definition of EMI An acronym for...
How To Write A Job Transfer Request There are a couple of reasons that a person may need to write a job transfer. The first is because they have spotted an open position within the company that they would like. The second is because a personal reason has necessitated the need to relocate or change a work shift. The first thing to keep in mind, no matter which style letter you are writing, is that this letter is being written in the hopes of getting another job. While that job is within the...
As a chartered accountant, scouting for home loans can be a breezy affair if you get the basics right. With the housing finance market in India having more than 80 players, it is essential for you to know the various intricacies of your home loan as it’s one of the biggest financial decisions of your life that can dictate the course of other essential financial goals such as your child’s higher education, his/her marriage, and your retirement. With several prominent NBFCs moving...
Buying your own home is a big decision that involves a huge investment. It also has major implications for you and your family. You may be unsure whether now is the right time for you to buy a home or not. Conventional wisdom suggests that the best time to buy a house is when you are young and you have lesser financial responsibilities. Here is why this is true. You Get More Time to Repay the Home Loan Paying the equated monthly instalments (EMIs) on your house loan is the most difficult...


Copyrights © 2019 Voticle. All Rights Reserved.