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  We all are aware of pollution and its harmful effect. There are many different types of pollution but the most dangerous and highly effective is air pollution. The world health organization survey that every year around seven million people premature death occur due to air pollution and also India has a high death rate due to air pollution. There are two types of air pollution i.e. outdoor and indoor. Although we can't control the outdoor pollution, we can protect our self from...
A large proportion of the human body is made up of water and this makes it a necessity for life. Water is essential for the body to carry out all the necessary processes within the body as well as for cleansing of the same. To keep all the systems of the body working properly, it is essential that the body receives pure and clean water. Contaminated water can create a host of complications within the systems. The water can be contaminated with various kinds of impurities, which are...
There's no better time than now for the prospective home-owners who have been looking to dabble in the real estate market. Regarded as the country's largest lender by assets, State Bank of India (SBI) has announced another steep rate cut following RBI’s fourth consecutive repo rate cut this year. For the uninitiated, the repo rate can be described as the interest rate at which the RBI lends money to commercial banks.   MCLR Cut – August With effect from 10th August 2019, SBI...
There are many reasons that can push a homeowner to selling his/her home. This is a very challenging and exciting process and requires a lot of patience, dexterity and hard work. Must homeowners have two main objectives when selling a home: selling fast; and making  profit. Smart Strategies to Implement When Selling a Home Clean the home thoroughly The state of a home before sales could dramatically influence the outcome of the value to the eyes of the person(s) wishing to...
 Making a home beautiful is every homeowner’s dream and there are simple and easy things that most anyone can do to improve and beautify their home. With the hundreds of creative ideas found in the area of design, there is no shortage as to what can be done to make your abode more beautiful. Here is the few that can give you a jump start on making your home a more inviting and beautiful place. GET ORGANIZED Organization comes into play after you get rid of all the clutter. If you...
Buying a home is life’s greatest joy. But realising this dream and making it a reality are not easy. You have to follow certain procedures carefully. These are not difficult but they require your time and attention. A major component of buying a house is getting a good Home Loan. The housing loan process starts with submitting the required Home Loan documents to your lender. You also have to get the necessary checks done and pay the required fees. Once your loan approval comes through,...
Purchasing a house is the dream of many people; however, most of the people are not able to live their dream due to the non-availability of the funds. If you are also falling short of money to get your dream house, then apply for a home loan and get instant funds. Although the home loan rate of interest is quite affordable but it is widely dependent upon various factor. Here are some of the major factors which affect your eligibility for the loan; take a look:- Age of the applicant –...
A Home Loan is imperative for buying a dream home today; especially with the overload of flexible Home Loan schemes and EMI options for the borrowers in the current market space. While most housing loans are extended with ease of repayment owing to 20-30 years of loan tenure; borrowers must prepay the loan as and when possible, as per their capacity. For, paying the loan faster than the anticipated tenure helps you save enough on the loan interest and eases debt stress to a great...
  Summary: Looking to renovate your home? Here are a few steps that you can follow so that you can achieve your objective without any hassles. Every home renovation project is different. Although they may not exactly work in the same order, you may still want to follow a course that will help you avoid unnecessary work. For instance, you may not want to drill up a wall that has already been closed and painted, only to add in a new plumbing stack that you hadn’t accounted for. It...
Coming back from an awfully good vacation to your favorite plants drying up is really one of the worst things to come home to be it? If you do not have a dedicated gardener it can be quite worrisome. With the growing pollution levels we all are habituated to keeping some plants in our home to keep things fresh. A lot of people are a bit hesitant in keeping plants due to their travel schedules. Well, we are here to help you out with this problem! It is important to take necessary measures in...
Buying a house is the top priority of every individual in India, but due to the high property rates, it is not possible for everyone to buy a house. It involves a huge sum of money to buy a house. With the rising realty rates, people often turn towards Financial Institutions and Non-Banking Financial Companies (NBFCs) for financial aid to buy a house. When you apply for a Home Loan, you need to plan it well. A loan can only be beneficial if you choose the right combination of the principal...
For many people, nothing could be more ideal than working from home. Working from the comfort of your home offers less stress. You set your work hours and begin work whenever you choose to. You could also work long hours depending on the kind of work and if you run the business or are working for someone or a company. If you run your own business, that makes working from home a lot easier. You can take a day off or two when you feel stressed and can put in extra hours whenever it is...
Pune is the second largest city in Maharashtra and is considered as the cultural capital of the state. The city is also known for manufacturing, automobile, government and private sector research institutes as well as educational, management and training institutes which in turn attracts students and professionals from across the country. This has led to the growth in the housing sector which means more demand for housing loans in the city. However, the process to apply for a home loan can be a...
If you are planning to build a home on acreage land then it is important to take inspiration from a variety of homes. One that offers a host of innovative features and options designed to suit a relaxed, acreage lifestyle is just perfect. To get a better idea of acreage home designs in Queensland, continue reading this article. These acreage homes are generally built to suit large families and blocks, as they are highly versatile and affordable option available for families who are looking to...
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