It hardly needs to be mentioned that healthcare costs are at an all-time high in today’s times. As we age, the rise in the healthcare costs often turns out to be burdensome, especially in the post-retirement years. Senior citizens fret about spending each penny, as they have to shell out money from their hard-earned savings in order to cater to medical expenses. In such a scenario, health insurance can come to their rescue. However, senior citizens mostly find it difficult to select a...
Finding the best health insurance for you and your loved ones has become easier than ever, thanks to health insurance portability. This scheme allows consumers to transfer their existing health insurance plan from their current insurance provider to another provider. Portability furthers competition and ensures customers have access to better health insurance plans.
If you are interested in opting for health insurance portability, you can do so. However, it is also important that you...
Mr.Karthik is a 33 year old IT professional. He had bought a health insurance plan for Rs.3 lakh when his son was born 3 years back. Plan extends coverage for all three of them-himself, wife and his only son. Suddenly, he met with an accident and got admitted to the hospital. His medical bill shot up to 5 lakh. He had to bear the expenses out of his pocket as he had no sufficient health cover.
Like Karthik, there are many people who forget to consider reviewing their health insurance needs...
We all understand the importance of our health and try our best ways to be healthy and fit at all the time however there are certain days or reasons when we need health care or need to visit a doctor. One thing is for sure that if our health is in our control and we are healthy age is never an issue and we can still work and act like a young person. These days we all know that the way our lifestyles have become where since morning to evening we keep running around our busy professional and...
While enjoying the merits of mobile applications in many aspects of our lives, healthcare is limping. We still run into the same tiresome and inconvenient red tape that could be eliminated with the help of mobile solutions.
Healthcare is seeking to make technology work, as evidenced by the many fitness and healthcare apps out there, but still, the overall healthcare market is rather awkward when it comes to optimizing work with technology. Let’s find out how health insurance apps can...
In the introduction I declare that the Citizen Eco-Drive GMT Divers 200M BJ7085-09E Mens Watch was 46mm in diameter, and yes, it wasn’t a mistake. My first reaction when I took out the watch was something like it is quite big? I must confess that while shopping for this watch I did not pay much attention to that 46mm listed in specification. In theory, it’s just 2mm more than my Seiko Tuna but in reality that watch is really huge and it’s the biggest watch I have ever owned....
Multichoice Insurance Services (MCIS) is one of the largest Visitor Insurance broker in the United States providing quality protection for hundreds of individuals, families and businesses worldwide. Providing superior customer service and lowest premium along with our ability to understand our customer’s coverage needs drives the success of our agency.By offering world class plans for Visitor Insurance (also known as Travel Medical Insurance), Medical, Health and Life Insurance, we make...
Citizen Eco-Drive Analog Men’s Watches are the norm, you will also find a number of analogue-digital displays that give you the best of both worlds. You can take your pick from many dial shapes like round, square, oval, rectangular, or tonneau and strap materials like stainless steel, leather, and silicone. Citizen watches powered by the Eco-Drive technology are not only eco-friendly, but also eliminate the need to replace a battery. The rechargeable battery used in an Eco-Drive watch has...
Citizen Chronograph Quartz AN8086-53E Men’s Watch features a stainless steel 45mm case, with a fixed black bezel, a black dial and a scratch resistant mineral crystal. Chronograph - sub-dials displaying: 60 second, 60 minute and 24 hours. The 45mm stainless steel band is fitted with fold over with safety release clasp. This beautiful wristwatch, powered by quartz movement supporting: chronograph, date, hour, minute, second, 24hour functions. This watch has a water resistance of up to 165...
Amongst the various mind-boggling questions that life throws at us, viz; how do I secure my family? How do I find my child’s education? Should I buy a Life Insurance cover? The question of ‘How is a Term insurance premium calculated reigns supreme.
Read one to go through the nitty-gritties of a term insurance premium and how it is calculated.
The purpose of buying life insurance is to provide life cover to the policyholder and a financial security to his family. Where term...
Health insurance, much like a comprehensive term insurance plan, is one of the most important coverages that you must have. However, not many opt to purchase a health insurance plan for self and family due to various factors. One of the most prominent reasons for avoiding this purchase is the availability of the employer’s health insurance that most employees consider to be sufficient.
It should be noted that buying an optimum health insurance policy is an integral part of financial...
In the human society, people get involved in different activities. These activities that people get involved in are for different reasons such as for fun and pleasure, to make a living etc. Among the activities that man is involved in is travelling. Travelling involves moving from a place for different reasons. People love to travel as they would get to see a new environment, experience new culture and way of life etc. By travelling, one can get to learn new things and...
Health insurance is also called medical insurance that covers the cost of an individual's medical and surgical expenses. The individual pays a fixed sum (premium), every year for the health cover. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or...
Without exception, every parent out there would agree that the joy of having a child is unmatched! And to want nothing but the best for your little one comes naturally to you.
Out of all their other needs, In today’s day and age, ensuring best education would be on the top of your list. Good education will not only secure their future, but also go a long way in shaping their characters and making them responsible and civilised citizens who are an asset to the society.
Most parents would...
As we move ahead in our lives, our responsibilities grow and we start to realize how essential it is to plan for the future. We start to look beyond our own needs and requirements and start to think about those of our loved ones. Investing in term plans is one of the best ways to provide your family members with a security blanket, something that would cater to their needs even if you aren’t there with them.
Nobody wants their family to struggle to make their ends meet,...
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