It hardly needs to be mentioned that healthcare costs are at an all-time high in today’s times. As we age, the rise in the healthcare costs often turns out to be burdensome, especially in the post-retirement years. Senior citizens fret about spending each penny, as they have to shell out money from their hard-earned savings in order to cater to medical expenses. In such a scenario, health insurance can come to their rescue. However, senior citizens mostly find it difficult to select a...
Finding the best health insurance for you and your loved ones has become easier than ever, thanks to health insurance portability. This scheme allows consumers to transfer their existing health insurance plan from their current insurance provider to another provider. Portability furthers competition and ensures customers have access to better health insurance plans.
If you are interested in opting for health insurance portability, you can do so. However, it is also important that you...
Mr.Karthik is a 33 year old IT professional. He had bought a health insurance plan for Rs.3 lakh when his son was born 3 years back. Plan extends coverage for all three of them-himself, wife and his only son. Suddenly, he met with an accident and got admitted to the hospital. His medical bill shot up to 5 lakh. He had to bear the expenses out of his pocket as he had no sufficient health cover.
Like Karthik, there are many people who forget to consider reviewing their health insurance needs...
While enjoying the merits of mobile applications in many aspects of our lives, healthcare is limping. We still run into the same tiresome and inconvenient red tape that could be eliminated with the help of mobile solutions.
Healthcare is seeking to make technology work, as evidenced by the many fitness and healthcare apps out there, but still, the overall healthcare market is rather awkward when it comes to optimizing work with technology. Let’s find out how health insurance apps can...
Multichoice Insurance Services (MCIS) is one of the largest Visitor Insurance broker in the United States providing quality protection for hundreds of individuals, families and businesses worldwide. Providing superior customer service and lowest premium along with our ability to understand our customer’s coverage needs drives the success of our agency.By offering world class plans for Visitor Insurance (also known as Travel Medical Insurance), Medical, Health and Life Insurance, we make...
Amongst the various mind-boggling questions that life throws at us, viz; how do I secure my family? How do I find my child’s education? Should I buy a Life Insurance cover? The question of ‘How is a Term insurance premium calculated reigns supreme.
Read one to go through the nitty-gritties of a term insurance premium and how it is calculated.
The purpose of buying life insurance is to provide life cover to the policyholder and a financial security to his family. Where term...
Health insurance, much like a comprehensive term insurance plan, is one of the most important coverages that you must have. However, not many opt to purchase a health insurance plan for self and family due to various factors. One of the most prominent reasons for avoiding this purchase is the availability of the employer’s health insurance that most employees consider to be sufficient.
It should be noted that buying an optimum health insurance policy is an integral part of financial...
In the human society, people get involved in different activities. These activities that people get involved in are for different reasons such as for fun and pleasure, to make a living etc. Among the activities that man is involved in is travelling. Travelling involves moving from a place for different reasons. People love to travel as they would get to see a new environment, experience new culture and way of life etc. By travelling, one can get to learn new things and...
Health insurance is also called medical insurance that covers the cost of an individual's medical and surgical expenses. The individual pays a fixed sum (premium), every year for the health cover. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider.
In health insurance terminology, the "provider" is a clinic, hospital, doctor, laboratory, health care practitioner, or...
Without exception, every parent out there would agree that the joy of having a child is unmatched! And to want nothing but the best for your little one comes naturally to you.
Out of all their other needs, In today’s day and age, ensuring best education would be on the top of your list. Good education will not only secure their future, but also go a long way in shaping their characters and making them responsible and civilised citizens who are an asset to the society.
Most parents would...
As we move ahead in our lives, our responsibilities grow and we start to realize how essential it is to plan for the future. We start to look beyond our own needs and requirements and start to think about those of our loved ones. Investing in term plans is one of the best ways to provide your family members with a security blanket, something that would cater to their needs even if you aren’t there with them.
Nobody wants their family to struggle to make their ends meet,...
Professional liability insurance (PLI)(commonly known as errors & omissions (E&O) in the US) is a type of liability insurance that helps protect service-providing and professional advice-individuals and companies from encuring the full cost of defending against a negligence claim made by a customer and damages incurred in such a civil lawsuit. The coverage is founded on financial loss caused by and an omission or error in the product or service sold by the policy holder. These are...
Our own safety is in our own hands, and sometimes out of our control, and this is something which we are pretty well aware of. A common term which we have heard for years and that we understand is the meaning of being safe is insurance. The word itself says implies to assure, and this means that one should always be covered for anything and everything at all times. Insurance is something which everyone needs and we all know the importance of it in our life, and this is the reason we make...
Insurance companies cover health and property in the event of an accident. In the current scenario it is possible to get almost everything insured and insurance companies really don’t mind helping you in this matter. Most of the people buy insurance for their vehicles, health, and homes as well as for the things that cost them more. The biggest benefits of having insurance is you need not to worry if your insured property meets an accident as the insurance company is liable to pay you the...
Life in cities moves at a faster pace than life in towns and villages. All the major companies and firms have their offices and headquarters in cities. This is the reason many people from small towns and villages move to the city for better income and lifestyle. Today the scenarios of the cities have changed and all the major cities in India like Mumbai, Delhi Chennai, Bangalore, and Kolkata have become very crowded. Living in these cities is not easy and there is constant pressure and stress...
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