Availing a home loan has become considerably easier over the past few years. However, if one does not understand the monthly outflow of finances that you need to sacrifice in order to pay of your home loan, it can cripple one financially. Also known as Equated Monthly Instalment (EMI), this must be a comfortable amount to spare for a borrower. Although it is an exceptionally valuable asset to own a home, it should not compromise your lifestyle in the process.
Definition of EMI
An acronym for...
A Home Loan is imperative for buying a dream home today; especially with the overload of flexible Home Loan schemes and EMI options for the borrowers in the current market space. While most housing loans are extended with ease of repayment owing to 20-30 years of loan tenure; borrowers must prepay the loan as and when possible, as per their capacity. For, paying the loan faster than the anticipated tenure helps you save enough on the loan interest and eases debt stress to a great...
Unemployment is one of the biggest evils that our populous country has been grappling with. While the education system is progressing, there is still a large chunk of the population that is still sitting at home unemployed. As per the statistics reported by the Periodic Labor Force Survey, the unemployment rate was close to 5.3% in rural India and about 7.8% in urban India in 2017-18.
Herein it is good to know about certain government loan schemes which the unemployed youth...
A personal loan EMI calculator presents a detailed chart from where a borrower can plan out all his expenses related to a personal loan. But, he needs to provide certain basic information related to the personal loan to it, before the calculator calculates the details desired.
Inputs to a personal loan EMI calculator:
This is the amount the applicant wants to borrow from the lender. The entire interest amount to be charged is calculated from this loan amount. The higher...
With Diwali just around the corner, this is the perfect time to buy a new camera phone, to capture every moment with incredible clarity.
Every festive season, smartphone brands offer models at unbeatable prices, with special offers and discounts. This isn’t true just for the smartphone brands; retail stores and e-commerce platforms also offer models at discounted prices, along with special offers.
This Diwali, you can purchase a new smartphone that comes with the best-in-class cameras,...
Appliances are designed to perform and reduce your workload. They work continuously and hard year after year just for you. It can be a nightmare for you when any home appliances are in need of repair service. Dealing with the malfunctioning appliance is one of the best ways to save your money and time. It also helps to keep you from getting stressed out.When an appliance stops working or breaks down, you may be completely at a loss. In such situation, you don’t have any idea that why it...
When it comes to repair a faulty refrigerator, washing machine, dishwasher or a dryer, you need a person who has an extensive knowledge and experience of years. Whether you have a new or old kitchen appliance, you will eventually run into problems. Sometimes, some homeowners take the repair service into their own hands and perform their own appliance repair. They may don’t know that it is a risky endeavor.When your dryer or other appliances break down, there is no doubt that a...
Actually, there are so many people who are thinking to start a food business. But if you really want to get successful then you must start it from small scale. But make sure you actually own all the required appliances and equipment that enable you to offer best quality, fresh and hygienic food to the customers. Keep in mind that in food business taste matters a lot. So simply start the food business at small scale and then gradually expand it. Actually expansion does not mean you have to...
To be able to enjoy an ice-cold beer during a quick outing of a few hours, or to be able to fill up on vegetables and meat before leaving for a long crossing. In both cases, what is needed is a fridge for the boat, to be able to fill it - in a rational way - with all the foods and with all the drinks we would need from the moment we leave the dock. The goal, as always, is to make our boat as comfortable and livable as possible, so as to take us there, in the middle of the Water Filter, a good...
Big Mikes Appliance & HVAC. is having a great promotion if you set up your appointment to get your appliances Repaired or your Heating and Air Conditioning repaired with Big Mikes you will have a chance to Spin and win a Free gift offered only By Big Mikes Appliance. Big Mikes Wants to give back to there customers some good Ideas on helping there customers with the care of there appliances. So book your appointment to Service and Win with Big Mikes Appliance Heating & Air...
Home appliances, and personal gadgets like smartphones and tablets: most of these are expensive, and beyond the reach of the average customer. This is especially true if you have to shell out the entire price in one single payment.
Still, many young people tend to frequently upgrade gadgets like smartphones. These gadgets also attract older customers, who might be more interested in using the productivity features of these mobile devices, rather than keeping up with peers.
Flowing fashion can transform your daily outfits, and for that, stoles are a must-have for every wardrobe. Stoles are also great for whatever the weather may be. A woollen one for winters and a lightweight cotton or silk ones for the summer, so you can be ready for anything that nature decides to throw at you. Whether it’s ethnic attire or your own casual mix-and-match ensemble, stoles complete an outfit while adding a unique twist in tune with their wearers’ identity.
With the government taking a huge step to curb corruption in the system, demonetization has indeed caused a cash crunch. An easy way to tackle this inconvenience is switching to cashless payment methods. Thanks to technology, we have an abundance of cashless payment options today. While there may be many types of cashless payment methods, the following three are the easiest, safest and most hassle-free ways to make cashless payments.
1. Mobile Wallets
Mobile wallets or e-wallets allow...
Borrowing money from a bank is not an easy task. The determination of the amount that is to be borrowed isn’t easy either. It is an essential that an individual plan the loan amount properly before applying for a personal loan. Personal loans are usually unsecured loans which are granted by the bank on the basis of your credit score and other eligibility criteria.
Personal loans are different from other loans which are backed by collateral securities. Under personal loans, collateral...
Owning a home or an apartment is everyone’s dream. If you’re planning to take one, take the help of a Home Loan calculator to make your calculations easy.
The easy availability of Home Loans and a low interest rate make it easy for most people to realize their dream of buying a home. However, a Home Loan is a big commitment which needs to be given a lot of thought before availing one. Home Loan calculators might be able to help you make the right choice.
How can the different...
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