Mortgage loan commonly called a mortgage is used by buyers of real property to raise funds to buy a real estate or by existing property owners to raise fund for any purpose while putting a lien on the property being mortgaged. The lender will typically be a financial institution such as a bank, credit union or a building society.During a loan application for a mortgage, the applicant for personal reasons come out with illegal documentation for the transaction in order to obtain a loan or a...
Whether fraud occurs to an individual or to the government, the perpetrator can be sued. The material on which the fraud is been performed could be in monetary terms or other benefits such as illegally gaining a driver’s license and even obtaining a mortgage with the help of wrong documents. Fraud also occurs at the level of institutions such as the banks. Some common bank frauds include;
Kitting of checks
This is a kind of bank fraud in which the bank makes use of funds that do...
The day Young Living broke my heart
As I explain my story below, I urge you to keep an open mind and look at all the facts and ask questions. If someone tells you to pay no attention to this and just move on…ask yourself why they are doing this and what they have to gain from keeping you in the dark.
Thursday February 25th 2016 was the day this all started. As an Aromatherapy student, I spend a lot of time in various aromatherapy/essential oil Facebook groups. It was late...
FRAUD PREVENTION MEASURES IN BANKS AND OTHER FINANCIAL HOUSES
Given that fraud is a criminal act that has a negative impact both to the financial institute and to the general public as it can reduce the income of a country if not controlled. The government has forward a couple of measures to protect public funds. There has been the creation of the Uniform Commercial Code (UCC) put in place in order to serve as a regulator and to define the accountabilities of counterparties when carrying...
Being the owner of a credit card puts you, along with millions of people like you around the world, at a non-negligible risk of being subject to credit card fraud. Over the years, as credit card usage has increased globally, credit card fraud has grown with it. The most significant increase in cases of credit card fraud has been in Card Not Present (CNP) transactions. This increase in credit card fraud in instances of CNP transactions is directly related to the rise of online shopping and the...
89-year-old Robert Mugabe has lost none of his energy. 33 years in power and still the same war rhetoric, the same anti-colonial obsession when he spoke to Zanu-PF on July 5:"To really fight, fight strongly, strongly, and uncompromising, it should be the fight of our lives" .The political struggle of Robert Mugabe began in the 60s. He was 36 years old when he entered the National Democratic Party, banned by the white regime of Ian Smith. At the time, Zimbabwe was still Rhodesia.Robert Mugabe is...
If you, like me, fell in love with Young Living for its holistic care and positive impact—I’m afraid you’re about to be blindsided by some uncomfortable documentation on Gary Young. I had the same experience last week while Googling Young Living’s founder and CEO. Yes, the truth was difficult to swallow, but it’s also empowering for us moms determined to find the most trustworthy products for our families.
Gary Young—in an attempt to add some legitimacy to...
In my early years with Young Living, I was a big fan of its founder and CEO, Gary Young. I particularly loved hearing Young’s stories about building the company from nothing.
Even then, however, I remember being alarmed when he described making a homemade distiller by welding two pressure cookers together.
Don’t get me wrong—I’m all for DIYing, but for me, safety always comes first.
The more I read into Young Living, the more I started to...
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