A Guide to Finance Degrees for Undergraduate Students

A bachelors in finance is a four year degree that will help you learn and prepare for a future career in the field of finance. This can vary from a background in accounting, finance, banking, taxation etc. This is a degree most suitable if you have a love for all things numbers related. You can then enjoy a career in the management of personal, public or business funds with a finance degree. With an increasing demand for finance professionals, it may be worth your while to consider studying...

Best Finance App for iOS

Gold prices fluctuate every second and if the investment or trading precious metals are important to you, you always try to remain in touch with ever-changing prices to avoid getting ripped off. Especially in India during the times of festivals like Diwali or Navratri when gold is gifted, prices tend to fluctuate a lot. IPHS Technologies design some of the best finance app for iOS users to keep track of gold prices in real time. When it comes to design and develop a results-oriented financial...

Benefits of Working Capital Finance for Small and Medium Businesses

Owning a business in India has its share of advantages and disadvantages. There might be times when you gain high profits from your business, and similarly, at times, you might be experiencing heavy losses. Even the trained business professional go through lumpy cash flow troubles. Small business owners often rely entrust on working capital finance to bridge such cash flow gaps. A working capital loan is the short-term financial assistance provided by traditional banks and Non-Banking Financial...

Looking for a new set of wheels? Here’s our guide on how to finance a car

Thinking about getting a sweet new ride lately? You aren’t alone. The automobile industry in America had its biggest sales year in history during 2016, delivering around 17.55 million new cars and trucks. The previous high water mark was set back in 2007, just before the bottom fell out of the housing market and took the rest of the economy with it. After slumping along for years, the industry is back and sales are positively booming. Some of the reasons for the boom...

The Role of Micro-finance in Poverty Reduction

Nowadays, micro finance is a vital tool in poverty reduction in every country most especially in the developing countries like India, Bangladesh, Nigeria, and Mali and so on. Micro finance has been a source of loans (over decades say forty seven years ago) since its creation. Many people with no financial resources with dreams of making money have had the opportunity to get money for their start up through micro financing. It suffices me to say that having this type of opportunity is a means of...

Understanding Personal Finance Basics

The first thing with Personal finance planning is to build a budget. Budgeting seems to be a challenge for many people although budgeting tools like the budget calculator that will teach you how to budget do exist. With the budget calculator tool, you can plan an effective money management strategy for your personal finance. Money management here is just the process of budgeting, saving, spending, investing or otherwise in supervising the cash usage of an individual or group. That is, Money...

A Finance and Budgeting Guide for College Students

The sudden change in a student’s life from high school to college brings along many different types of experiences. This bitter sweet part of your life, although being exciting has its own anxieties and worries. The most common problem faced by students in college is the management of their budget and finance issues. It’s more like, the exciting part gets over once you ignore budgeting and finance of your various expenses. One may be able to get out this difficult time without...

Why IT Knowledge and Management Skills Need to Be on the Same Page

According to organizational psychologist Robert Katz, management skills can be divided into three different categories. The three areas of management skills are technical, conceptual and human or interpersonal management skills. Companies must use a combination of these capabilities, based on their specific product or service, to succeed in the marketplace in terms of competition and market conditions. Management skills need to be put to practical use on the job site. The on-site management...

Documents required for export finance

To start anything legal requires a legal procedure to be followed. Sometimes, these legal procedures involve verification and preparation of necessary documents. Thus, Collecting and completing all the required trade documents is an essential part to operate a successful export and import business activity. There are numerous documents required in export finance such as, documents required for commercial contract, documents required for transportation, some specified documents to meet...

How to Choose Short Courses in Finance and Accounting with Minimal Spending

Are you thinking about continuing your education? Straight off the bat, there are a few reasons why people would rethink their decision to continue their higher education. One reason would definitely be the cost of it. Learning in universities do not come cheap whether you are a local student or whether you are transferring internationally. A lot of the time, this factor is something that acts as a deterrent to many people who would like to start studying but will find themselves bound by...

Sources of Finance for College Education

Education is a good investment for the future; this is due to the fact that the certificates and knowledge gained stay for a lifetime. Looking at education as an investment lies in the fact that the benefits in terms of money obtained afterward is greater than the cost throughout your educational life, this is shown by obtaining a successful career. You start planning how you will finance your education from the institute where you want to apply. Steps to follow to be Able to Finance Your...

Get An Instant Two Wheeler Loan Online Approval

Bring home your favorite two wheeler with a loan. Banks and financial institutions across the country offer loans for the purchase of all two wheelers. This makes it easier and convenient for you to buy a new two wheeler without burning a hole in your pocket. You do not need to break the fixed deposit or worry about how you will make the entire payment for the purchase. All you need to do is simply apply for the loan and get a two wheeler loan online approval. All individuals above the age...

Best Tips to Save Money As a College Student

Time flies and money flows, and, it is more so if you are a college student. You have to manage a lot of things including money. Pursuing a degree can be expensive, but it doesn’t have to be if you can efficiently manage your expenses. But this is easier said than done. When college life starts, we get overwhelmed as it is a completely different experience for us. And, at that time, money management is the last thing that comes into our mind. Even if it does, we don’t know how to do...

Get acquainted with the various kinds of Commercial Development Finance

The finance associated with commercial development is so designed so that it permits the business owners and developers for building a new commercial property. When you are looking forward to funding the build of any commercial property, finding the right lender proves challenging with lenders only favoring residential developments. Some companies work with lenders all across the markets and are very keen on funding mixed-use as well as commercial schemes. They will do the hard work for you and...

Structured and Corporate Trade Finance Services

Structured trade finance is a specific action committed to the financing of high esteem product streams. Structured trade finance is organized around the production network and business terms of clients, normally including vast two-sided key connections. STF strategies are utilized to a great extent in the product segment by makers, processors, dealers and mechanical end-clients, and include: •    Corporate financing (fund of ware inventories) •  ...