FRAUD PREVENTION MEASURES IN BANKS AND OTHER FINANCIAL HOUSES Given that fraud is a criminal act that has a negative impact both to the financial institute and to the general public as it can reduce the income of a country if not controlled. The government has forward a couple of measures to protect public funds. There has been the creation of the Uniform Commercial Code (UCC) put in place in order to serve as a regulator and to define the accountabilities of counterparties when carrying...
Down payment on house is the amount of money you give the house seller. The rest of the payment on the house does follows from your mortgage. Down payment on house are just so often expressed in percentages. A down payment on house of about 20% actually lets you avoid mortgage insurance. To better explain down payment on house, a situation of someone who buys a house of 100 000 dollars shall be used to explain how bankers and real estate agents do talk about down payment on house. A 3%...
What is Budget Payment Plan? HM Revenue and Custom has offered a payment method which allows a person to make a volunteer decision towards the future personal tax bills.  If one is registered for self-assessment online and if regular in tax payment then one can set a fixed amount either weekly or monthly or direct debit which is collected by HMRC. A Budget Payment Plan (BPP) is a convenient way to pay the Self Assessed Income Tax (ITSA) for the customers. The BPP is available for all the...
If you are in the market shopping for or planning to hit the market for the best home equity line of credit, there is a possibility that you need to know how to calculate a home equity payment. Today, this process has been simplified with hundreds of online home equity line of credit calculators or (HELOC payment calculator) which automatically generate a monthly payment spreadsheet. However, knowing how to use your pen and paper to manually calculate your home equity line payment is vital. In...
According to the research report published by Transparency Market Research, the global electric motors market is expected to achieve a CAGR of 6.3% for the period 2013-2019. The demand for energy-efficient motors is expected to value US$120.68 billion at the end of the forecast period. The report, titled ‘Electric Motors Market - Global Industry Analysis, Size, Share, Growth, Trends and Forecast 2013 - 2019’, states that the increase in demand for energy-efficient appliances and...
Prescription writing for children has always been a careful task for medical practitioners. The age of the children plays a very important role in writing prescriptions as the strength of the dose is accordingly determined. Along with the composition of the medicines, doctors must take care of simple and general facts as well. For instance, many liquid preparations suitable for children usually contain sugar that encourage tooth decay. For long-term treatment, sugar-free preparations are...
The advancement of science through time has brought about a lot of changes to the society as a whole and the positive side of these have been greatly emphasized. But like in all the cases there are some bad aspects to the tide of technology which has bought the infamous electronics to the citizens of earth. Electronic waste disposal has been causing a lot of problems to the citizen of this planet. So much so that Electronic Recycling Companyand other institutions have been created to...
Nobody can live without electronic gadgets in this digitized world. Can you imagine a life without computers, tablets and smartphones these days? Most people are of the opinion that it is almost impossible to live without electronic gadgets. Technological developments have revolutionized the way you think and communicate and, in order to survive in this fiercely competitive world, you have to choose the most suitable gadgets available in the market. Various online stores have come up with a...
It is a very good feeling for any businessman, when his products get recognition and position in the market. The sales report and the profit margin are something that brings an ultimate smile on his face. And, if you are also a businessman, be it big or small, you can surely understand this feeling. However, it is a pity moment, when the payments made by the customers through their cards are not realized by your bank. In this critical condition, you can neither trace the customer nor get back...
A wildfire is a fire that rages in the wild, in the woods or fields. Fierce blazes regularly start unnoticed and wipe off everything that comes its way. California has dry, breezy, and frequently scorching climate conditions from pre-summer through fall that can create crushing fierce blazes. Now and again, these out of control fires are aggravated by solid, dry breezes. Out of control fires in California are hazardous and cause extensive damage. According to an estimate, U.S. citizens are...
Given that to run a country needs the must be funds generated by a state through a system in which they impose financial charges or it could be by an indirect means imposed on a taxpayer. Tax payment is back up by law such that refusal to pay is punishable. There are two forms of taxes, direct and indirect taxes and can be paid through money or as in the form of labor. In most countries, there is a tax collection mechanism that meets up with the expenses on public/common/ and agreed needs in...
Looking for ways of rendering your home more energy efficient without having to deprive self of past and present comfortable lifestyle is very simple and applicable for if one uses less energy he will obviously pay less. The pillar of such an economic activity of money management lies on knowing and being able to use efficiently most of the house equipment depending on the use of electricity in their day to day functions. Due to our increasing technology and scientific innovations worldwide,...
A large number of people all over the world enjoy smoking in different forms and for many it is more of a luxury now. Many say that smoking reduces their stress levels while other say they feel confident and many others have different reasons and versions of it. The fact is that the number of people smoking in the world is increasing with every day and people are making this habit as more modern and stylish with the use of variety of accessories. Different types of glass pipes, filters,...
Electronic cigarettes are known as a battery powered vaporizer which simulates the feeling of smoking.  These electronic cigarettes just look like same as the real cigarettes. Its vapor is as similar to the cloud you have seen in the rock shows. All types of electronic cigarettes are same and work in a same way to give a certain amount of relaxation to the people. In electronic cigarettes inside there is a battery, a heating element, and cartridge that is responsible for holding the...
Human lifestyle has witnessed rapid changes in information technology coupled with advancements in hardware and software. Computer hardware poses great challenges after becoming obsolete and poses great challenges for its proper and safe disposal. If it is not disposed properly it has the caliber to pose large scale damage on ecosystem depending upon its volume. Electronic-waste or ‘e-waste’ largely constitutes computer hardware such as monitors, circuit boards etc.  it asset...


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