FinanceInsuranceMortgageTechBusinessTravelLegalHealth/FitnessSportsFashionRenovationReviews
Overview A Director Loan Account (DLA) offers flexibility of withdrawing money from the business, as and when required. DLA reports all transactions between the company’s director and the company. Amounts payable by the director of a company should be recorded in the books as a credit transaction or vice-versa. In case of a close company (one that is controlled by five or fewer participators) any transaction between the company and director’s family, business partner and any person...
While shopping online from an overseas website or travelling around the world, you might have faced the various inconveniences that comes with dealing in foreign currency. These could be high conversion cost or safety issues among others. However, with a multi-currency account you can be saved from all the hassle.   What is a multi-currency account? A multi-currency account is a bank savings account where you can deposit and withdraw cash in different currencies. A multi-currency...
Whether fraud occurs to an individual or to the government, the perpetrator can be sued. The material on which the fraud is been performed could be in monetary  terms or other benefits such as illegally gaining a driver’s license and even obtaining a mortgage with the help of wrong documents. Fraud also occurs at the level of institutions such as the banks. Some common bank frauds include; Kitting of checks This is a kind of bank fraud in which the bank makes use of funds that do...
Are you in a fix between a personal loan vs gold loan? Then, you are not alone. Many people who are in a quick need of money may be confused between a personal loan vs gold loan. Thus, if you urgently need some money and in a fix when it comes to choosing a mode to help you, then here is a quick post that can help you. Read on! Gold loan and a personal loan online facility are two leading and suitable financing solutions when you need money super quick. However, you should go through both of...
A bank account is crucial for financial management it allows us to make and receive the payments that facilitate our daily lives. The following guide will cover the ways you can make payments of money owed to you into your account, as well as what you can expect from your bank or building the society in return. Ways to Pay Money into Your Account. These are the main ways that you can deposit cash and cheques payable to you into your bank account:   At a Local Branch   Use an ATM...
There's no better time than now for the prospective home-owners who have been looking to dabble in the real estate market. Regarded as the country's largest lender by assets, State Bank of India (SBI) has announced another steep rate cut following RBI’s fourth consecutive repo rate cut this year. For the uninitiated, the repo rate can be described as the interest rate at which the RBI lends money to commercial banks.   MCLR Cut – August With effect from 10th August 2019, SBI...
If you’re in need of urgent money, a loan is one of the best ways to get the funds you need. But given that there are different types of loans, which one would be the best option? A loan against security offers you immediate funds in exchange for collateral. It could be the solution you’re looking for. Read on to find out more about this type of a loan and how it can help you. Features of a loan against security Secured loans have a variety of features that are designed to benefit...
Most financiers that give car loans solely provide mounted rates, however there ar some that may solely provide variable rate car loans and a few that may offer you the choice of mounted or variable. A variable rate car loan provides you no certainty with regard to what your repayments ar about to be throughout your loan term. though they will have higher early payout conditions, this might result to the actual fact that they will amendment your car loan rate of interest at any time throughout...
Purchasing a house is the dream of many people; however, most of the people are not able to live their dream due to the non-availability of the funds. If you are also falling short of money to get your dream house, then apply for a home loan and get instant funds. Although the home loan rate of interest is quite affordable but it is widely dependent upon various factor. Here are some of the major factors which affect your eligibility for the loan; take a look:- Age of the applicant –...
Are you short on cash to go on your dream vacation in India or around the world? A travel loan under the umbrella of a personal loan will be the best option to finance your trip. An increasing number of people, especially the young generation, are getting a personal loan to meet their travel expenses.      About travel loan A travel loan is a type of personal loan designed to fund expenses incurred for travelling. Like any other personal loans, travel loan is offered...
Unemployment is one of the biggest evils that our populous country has been grappling with. While the education system is progressing, there is still a large chunk of the population that is still sitting at home unemployed. As per the statistics reported by  the Periodic Labor Force Survey, the unemployment rate was close to 5.3% in rural India and about 7.8% in urban India in 2017-18.   Herein it is good to know about certain government loan schemes which the unemployed youth...
If you are looking to buy something expensive and are in a dilemma about going ahead with a personal loan or a credit card, well, both have their pros and cons. A personal loan might be the right choice in some case and the credit card in others. It totally depends on the amount you need and the duration you need to pay it back. What is a Credit Card? A credit card is a finance option which lets you borrow a certain amount from the bank and pay it afterwards. It generally has a high-interest...
As we know, the future is uncertain, and due to the uncertainty of the future, we never know when we need some more resources to meet our requirements. However, lack of money is not a sin anymore. Availability of services like a Gold Loan and Personal Loan change the scenario of how people face their financial situations these days. Although both services like Gold Loan and Personal Loan have their pros and cons, both help to overcome your financial requirements. Gold Loan, however, is known to...
You have been making a lot of effort in researching the car you want to buy. Different brands, models, performance, there are so many factors to consider before buying a new car. But do you know, what all things you need to know before availing a loan for your new car?     As important as it is to look in detail the performance of the car you are going to buy, it is equally important that you understand the basics of applying for a car loan. Read below to...
Loan Against Property Eligibility Loan against property (LAP), is one of the alternatives of personal loan, that a customer can avail by keeping their property as mortgage with the loan lending bank or financial institution.  Banks provide loan against both commercial and residential property. Although such property is mortgaged to the loan lender, but the customer can still continue using it for residential or...
Loading...


Copyrights © 2019 Voticle. All Rights Reserved.