A Director Loan Account (DLA) offers flexibility of withdrawing money from the business, as and when required. DLA reports all transactions between the company’s director and the company. Amounts payable by the director of a company should be recorded in the books as a credit transaction or vice-versa. In case of a close company (one that is controlled by five or fewer participators) any transaction between the company and director’s family, business partner and any person...
Whether fraud occurs to an individual or to the government, the perpetrator can be sued. The material on which the fraud is been performed could be in monetary terms or other benefits such as illegally gaining a driver’s license and even obtaining a mortgage with the help of wrong documents. Fraud also occurs at the level of institutions such as the banks. Some common bank frauds include;
Kitting of checks
This is a kind of bank fraud in which the bank makes use of funds that do...
A bank account is crucial for financial management it allows us to make and receive the payments that facilitate our daily lives. The following guide will cover the ways you can make payments of money owed to you into your account, as well as what you can expect from your bank or building the society in return. Ways to Pay Money into Your Account.
These are the main ways that you can deposit cash and cheques payable to you into your bank account:
At a Local Branch
Use an ATM...
Most financiers that give car loans solely provide mounted rates, however there ar some that may solely provide variable rate car loans and a few that may offer you the choice of mounted or variable.
A variable rate car loan provides you no certainty with regard to what your repayments ar about to be throughout your loan term. though they will have higher early payout conditions, this might result to the actual fact that they will amendment your car loan rate of interest at any time throughout...
What is difference between NRE and NRO account? ” when I was to leave India for the first time. I was confused about what type of bank account (NRE or NRO account) I need to open as an NRI. So I know how you feel exactly now and you're currently going through the same situation which I had faced years ago. So let’s try to how to solve this.
When an Indian citizen leaves the India for any reason and decides to be out of India for a undefined time frame ( not sure...
Purchasing a house is the dream of many people; however, most of the people are not able to live their dream due to the non-availability of the funds. If you are also falling short of money to get your dream house, then apply for a home loan and get instant funds. Although the home loan rate of interest is quite affordable but it is widely dependent upon various factor. Here are some of the major factors which affect your eligibility for the loan; take a look:-
Age of the applicant –...
You have been making a lot of effort in researching the car you want to buy. Different brands, models, performance, there are so many factors to consider before buying a new car. But do you know, what all things you need to know before availing a loan for your new car?
As important as it is to look in detail the performance of the car you are going to buy, it is equally important that you understand the basics of applying for a car loan. Read below to...
In today’s AI-driven market, it’s becoming crucial to obtain an MS degree which is geared towards the digital age. Jobs related to areas of Robotics, Mechanical Engineering, Software Development, and Digital Marketing are increasing in numbers. To be able to work in one of these fields, the right degree from an accredited university is extremely important. Going to a top-ranked B-School is not just extremely important but also difficult. First, you need to knock out your...
Tips to Get a Car Loan When Bankrupt
Bankruptcy can be very difficult and in case you're thinking about insolvency, it can be difficult to choose what to do with your auto credit. You may experience issues paying every one of your obligations, yet in the meantime, you need to keep your vehicle. Truth be told, it could be almost difficult to recover fiscally without the use of an auto, which is frequently used for work and to make money, says Andrew Radmin, a liquidation lawyer with Carkhuff...
If you are a salaried individual trying to make both ends meet, having your own house or being the owner of a small property is perhaps a cherished dream. You compare home loans periodically, but that dream for you seems out of reach, even if you are stretching yourself to save up for the down payment of your home someday. This is not because of home loan interest rates but the fact most lenders have rather stringent eligibility criteria for aspiring borrowers. If you have taken a step back...
Buying a home is life’s greatest joy. But realising this dream and making it a reality are not easy. You have to follow certain procedures carefully. These are not difficult but they require your time and attention. A major component of buying a house is getting a good Home Loan. The housing loan process starts with submitting the required Home Loan documents to your lender. You also have to get the necessary checks done and pay the required fees. Once your loan approval comes through,...
Your loans, credit card dues, and other existing debts can be a burden to your finances over a period of time if you aren’t able to make timely payments or make payments in full. On the other hand, even if you are clearing your dues on time and staying on track with EMI deadlines, nothing feels as good as getting debt-free completely does. To achieve this you must plan your finances effectively and combine it with resources such as loan against property in India. You can apply for this...
Every startup business needs a certain amount of money to start and to keep it running. This is the sole obligation of the entrepreneur to figure off out where and how to get enough funds.
Normally, the bank is the first organization he thinks. Banks are always among the first organisations to be reached for funds in the form of a loan. Other organisations that can be approached are credit unions, cooperatives, “Njangi” houses etc. It is at the point of bank loan that entrepreneurs...
Email accounts have pros and cons both. It can provide various benefits and also can ruin someone’s day.
What email related problems people can face?
People can face problems like as follows:
Gmail login problem
Password recovery problem
Hacked email account related problem
Hacked account recovery problems
Problem while changing email settings
Email sending or receiving problems
Email app is not working on other devices
To get rid of these problems people can easily dial...
Getting a loan for a used car can be difficult, but it is still possible to get the best deal. Keep in mind that financing a used car can be more expensive than getting a loan for the new car. And many dealers ask you to pay at least 50% of the value of the car while the rest can be financed.
The first thing you need to do is to get a garage mechanic or a pre-owned car dealer who can help you analyze your car and let you know if any major faults can be found.
The process of getting...
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