For a firm to operate, the entrepreneur is expected to combine economic factors such as land, labor and capital. As a matter of fact to purchase the other economic factors money is obtained either from investment or from a loan which can still be looked as capital. This initial finance is needed for the firm to exist before it starts making profits. When all these economic factors are set in place and operating, the firm will need another capital for the day to day running of the firm’s...
Working capital is a financial meter which depicts operating liquidity available to an organization, business or other entity, including governmental entity. Together with fixed assets such as equipment and plant, working capital is also considered a member of operating capital. Current assets equals to gross working capital. Mathematically, Working capital is expressed as;
Working capital=current assets-current liabilities.
If current liabilities are greater than current assets,...
Coinbase Says “No Decision” has been made for Ripple“No Decision” on New Assets, Coinbase Says Among Ripple RumorsCoinbase is pushing back against stories that it may soon add Ripple’s XRP token to its current trading pairs.The guess originated after it revealed that Coinbase chief operating officer and president Asiff Hirji might show up close by Ripple chief executive Brad Garlinghouse on a special episode of CNBC’s “Fast Money” program on 6th...
I have come across many youths, students, friends and even relatives whom out of curiosity approached me with this question; I have a great business idea, a vision but I don’t have capital to get started, how can I then start a business without money?
With strike curiosity, trying to get the best response to this question, I have read almost every article on the internet but I could not get one that provides satisfactory response to this request. I even had to watch TV talks on this...
Owning a business in India has its share of advantages and disadvantages. There might be times when you gain high profits from your business, and similarly, at times, you might be experiencing heavy losses. Even the trained business professional go through lumpy cash flow troubles. Small business owners often rely entrust on working capital finance to bridge such cash flow gaps. A working capital loan is the short-term financial assistance provided by traditional banks and Non-Banking Financial...
The one question many young entrepreneurs ask today is how to write a simple but effective business plan that will align their startups in the path to success, help them implement their strategies effectively and bring their vision to reality?
A business plan is a roadmap to achieve the success you desired. Every entrepreneur whether you are starting or growing your business, you need a business plan. Our concern now shouldn’t be if we write a plan but rather how to write a plan that...
A Business Plan is a written document describing your business future. It is a road map to your destination. It tells what you plan to do and how you plan to do it. It spells out the different strategies you will use to reach your goals.
You start with certain resources, and you want to achieve your goals in the near future some 3 to 5 years. By the estimated period your business will have a different set of improved assets, resources and profitability. The plan should serve as a guide...
Many people who had great ideas are buried with their ideas not yet implemented because of the lack of capital to make the ideas to reality. Fortunately now, your idea can easily be funded by the amazing opportunity crowdfunding presents. In case you are not aware, crowdfunding is getting capital for an investment by asking small amounts of money from a large number of people instead of the traditional method of taking a loan, or getting those who can afford the money on board as investors in...
The Chancellor of the Exchequer, Phillip Hammond, has announced his first budget, saying he is "building the foundations of a stronger, fairer, more global Britain". This is how your life will be affected.
Currently, the self-employed may have to pay both Class 4 and Class 2 NICs:
Class 4 NICs at 9% are paid on profits between £8,060 and £43,000 Class 2 NICs are paid on profits of £5,965 or more
From 2018, Class...
Are you facing a short sale, credit issue or foreclosure and you don’t know which step to take? Is your credit history bad and getting a loan from a bank looks like such a long shot? Well relax, there is still a way. You can get a hard money loan instead. Long gone are the days when hard money lenders where usually illegal and found in dark alleys in wee hours of the night. Now, there are legitimate, credible hard money lenders like LBC Capital.
Hard money loans are loans given...
Raising Capital And Financing With Personal Loans And Title Loans In Austin, TXPersonal loans are a great option if you need some extra capital to make a purchase or even to consolidate your debts. Though your rate is at least partially influenced by your credit rating, a personal loan will almost always have a more favorable rate than the vast majority of credit cards. For this reason, if you lack assets or capital, it is usually far more advisable to get personal loans. Austin, TX credit card...
There is a lot of emphasis put on financial services that help companies and businesses in the form of investment banking. This is due to the high profit that most of these financial services bring. To this effect, all companies want to do something to increase their portfolios and get better capitals as well. Capital can be increased in the form of bonds, stock transfer etc. but the biggest contribution to increase capital is made through investments. Companies mostly get good investment...
As a small business owner, you are always busy with managing different aspects of your business including sales, purchase, transportation, payments, marketing, and many others. Due to lack of personnel, you have to multi-task and handle multiple aspects of your business together. As a result, you do not have enough spare time to focus on your cash cycle and financial position. Sometimes, it may happen that you have a great opportunity knocking on your door that requires you making a significant...
Online personal loans are more or less like the key to open the door to an abundance of long-awaited dreams. Either it may be an urgency or just a need, a personal loan is fitted almost everywhere. Personal loans are one of the best tools to fight monetary crises. A personal loan is a collateral free loan. One can even apply personal loan online for better convenience. Personal loans are the multipurpose loan. One can use the amount for any personal use such as travelling, shopping,...
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