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You know what is home loan. You also know what are its types, its significance, tenure, rate of interest, processing charges, foreclosures, etc. The internet is flooded with such articles/blogs. All lender – Bank/NBFC/HFC sites also excels in making this information available to you. But what you don’t know is the following vital facts in home loan which are pivotal in availing a loan. The following questions and its relevant answers will ensure you are aware on these facts of home...
Personal loans and business loans are two different products which are meant for different purposes. However, many times people avail personal loans to meet their immediate business needs. In that context, it is important to understand if that’s a right thing to do or not. And if yes, what all circumstances make it right to opt for a personal loan instead of a business loan. However, let’s first learn a bit about these two lending products. Business loan A business loan can be of...
Are you dreaming of a new vehicle? Or perhaps you need extra money for your dream destination wedding or you planning for your long due vacation? A personal loan is a financial solution to meet all those desires or requirements. Quick disbursal of funds, minimum documentation, no collateral requirement, flexible repayment method and fast approvals make it an ideal financial solution.  A personal loan is an unsecured loan that can come handy during times of need. An unsecured loan is given...
As we know, the future is uncertain, and due to the uncertainty of the future, we never know when we need some more resources to meet our requirements. However, lack of money is not a sin anymore. Availability of services like a Gold Loan and Personal Loan change the scenario of how people face their financial situations these days. Although both services like Gold Loan and Personal Loan have their pros and cons, both help to overcome your financial requirements. Gold Loan, however, is known to...
A home loan is an amount of money an individual borrows from a bank or financial institution to purchase or construct his dream home. A home loan is considered as a contract agreement between the moneylender and the borrower that allow the borrower to acquire some money to buy or construct their own home. However, before applying for the home loan, it is very important for a borrower to be aware of some very important home loan terms. Let’s discuss them one by one. Important terms...
Owning a home is one of the significant achievements of an individual. A house is the most important resource in a person’s life, which you would need to shield from any mishappening. There is always a sense of fear in the home loan borrower’s mind i.e., if any unexpected incident happens in his life, then who will pay the remaining home loan amount. No borrower would want the pressure of home loan would fall on his/her family. Subsequently, it is suggested that the borrowers go...
How many times have you ever thought of shopping for your dream home and avoided it because your finances don’t permit you to dream big? With the house Loan Eligibility Calculator, you ought to not get to worry about your eligibility to avail of a home loan. the house Loan Eligibility Calculator may be a simple tool that you can use to calculate the quantity of home loan that you are eligible for, supported by certain basic parameters. Plan your purchase with a much better understanding...
Success doesn’t come easy, and every business has to scale through several obstacles before becoming successful. However, this is not entirely true anymore. With instant business loans coming into the foray, no business has to go through barriers to reach new heights.  Once you have made the plunge and started your own business, the next step that comes to the mind is how to let it reach new heights and how to make the venture prosper. While there is a lot of hard work and research...
Most financiers that give car loans solely provide mounted rates, however there ar some that may solely provide variable rate car loans and a few that may offer you the choice of mounted or variable. A variable rate car loan provides you no certainty with regard to what your repayments ar about to be throughout your loan term. though they will have higher early payout conditions, this might result to the actual fact that they will amendment your car loan rate of interest at any time throughout...
Loan Against Property Eligibility Loan against property (LAP), is one of the alternatives of personal loan, that a customer can avail by keeping their property as mortgage with the loan lending bank or financial institution.  Banks provide loan against both commercial and residential property. Although such property is mortgaged to the loan lender, but the customer can still continue using it for residential or...
Unemployment is one of the biggest evils that our populous country has been grappling with. While the education system is progressing, there is still a large chunk of the population that is still sitting at home unemployed. As per the statistics reported by  the Periodic Labor Force Survey, the unemployment rate was close to 5.3% in rural India and about 7.8% in urban India in 2017-18.   Herein it is good to know about certain government loan schemes which the unemployed youth...
Personal loan is an unsecured offering. Anybody can apply for a Personal Loan as long as they meet the eligibility criteria. In most cases, it is easier for salaried individuals to procure  Personal Loans.   The approval and eligibility criteria vary from lender to lender. In most cases, an individual must earn above Rs.35,000 per month to avail of a Personal Loan in an urban area. Thus it is much challenging for anyone who earns lesser than the lender’s benchmark. The...
Are you going to buy your dream home using a home loan facility from a leading bank and NBFC? If yes, then you can now avoid all hassles of matching multiple formalities such as meeting your lenders and wasting your time. Yes, it is possible when you apply for a housing finance on a home loan app of your preferred lender. With a home loan app in action, you can enjoy many benefits right from applying to paying EMIs to making pre-payments to foreclosing a loan before the tenor and much more....
An instant requirement of funds can come at any point in time. You should ensure that you have sufficient cash in hand to meet out your unforeseen expenditures. What if, in case you have insufficient cash in hand? Still, in that case, you can opt for instant personal loans. These loans come in handy especially when you have a current debt to repay, hospital bills or medical expenses, tuition fee payment of your child, house renovation expenses, funding for wedding, domestic or international...
A business loan or MSME loan is the financial products which are sanctioned by financial institutions, such as banks and NBFCs. The loan is sanctioned for a variety of purposes. Their repayment tenure and rate of interest varies from one lender to another. The loan amount helps the small business owners in efficient business operations and realise the organisational goals without putting too much stress on the liquid funds or working capital. Business loans can be repaid in easy EMIs. So, the...


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