Personal loan is an unsecured offering. Anybody can apply for a Personal Loan as long as they meet the eligibility criteria. In most cases, it is easier for salaried individuals to procure Personal Loans.
The approval and eligibility criteria vary from lender to lender. In most cases, an individual must earn above Rs.35,000 per month to avail of a Personal Loan in an urban area. Thus it is much challenging for anyone who earns lesser than the lender’s benchmark. The...
An instant requirement of funds can come at any point in time. You should ensure that you have sufficient cash in hand to meet out your unforeseen expenditures. What if, in case you have insufficient cash in hand? Still, in that case, you can opt for instant personal loans. These loans come in handy especially when you have a current debt to repay, hospital bills or medical expenses, tuition fee payment of your child, house renovation expenses, funding for wedding, domestic or international...
Online personal loans are more or less like the key to open the door to an abundance of long-awaited dreams. Either it may be an urgency or just a need, a personal loan is fitted almost everywhere. Personal loans are one of the best tools to fight monetary crises. A personal loan is a collateral free loan. One can even apply personal loan online for better convenience. Personal loans are the multipurpose loan. One can use the amount for any personal use such as travelling, shopping,...
Personal loans in most cases can be used for business purposes. As the name suggests, this unsecured form of financing is primarily considered by most of the individuals wishing to start their venture. To start a business, one must require capital. Normally, most of the businessmen depend on borrowed money from a lender. When they Avail Business Loans, they have to go through strict eligibility tests. Their application thus gets approved only if they have some creditworthiness.
Emergencies often come unannounced and are usually packed with an urgent need for funds. It could be a crisis, a medical emergency, or other unprecedented situation.
What should you do in such a situation? Shall you approach your family and friends or try borrowing from colleagues? Well, not always do the external resources come to your rescue. In maximum cases, a viable option would be to take up a loan from a Bank. Most banks offer loans to customers when they need money, which can be...
Unemployment is one of the biggest evils that our populous country has been grappling with. While the education system is progressing, there is still a large chunk of the population that is still sitting at home unemployed. As per the statistics reported by the Periodic Labor Force Survey, the unemployment rate was close to 5.3% in rural India and about 7.8% in urban India in 2017-18.
Herein it is good to know about certain government loan schemes which the unemployed youth...
Quikkloan, a Fintech startup is a Credit Scoring Analytics based Digital Loan Marketplace that connects borrowers with lenders to facilitate personal loans through partnered Banks and NBFCs. Our key product offerings include personal loan and business loan and credit cards. We help blue & white collared employees to get access to loan through our partnered Banks & NBFCs. It aims to digitize end to end process of loan origination and underwriting with real-time verification and instant...
Personal loans and business loans are two different products which are meant for different purposes. However, many times people avail personal loans to meet their immediate business needs. In that context, it is important to understand if that’s a right thing to do or not. And if yes, what all circumstances make it right to opt for a personal loan instead of a business loan. However, let’s first learn a bit about these two lending products.
A business loan can be of...
People take personal loan for all sorts of reasons. They take it for marriage, home-renovation, travelling purpose, and whatnot. Nonetheless, loan can be constructive or it can be devastating. It depends on the lender you’re borrowing from and how soon you are going to re-pay. If done correctly, a personal loan can be the most constructive thing as it makes you stress-free. And to ensure the stress-free experience to customers, Aditya Birla is providing Aditya Birla Personal Loan Online...
As we know, the future is uncertain, and due to the uncertainty of the future, we never know when we need some more resources to meet our requirements. However, lack of money is not a sin anymore. Availability of services like a Gold Loan and Personal Loan change the scenario of how people face their financial situations these days. Although both services like Gold Loan and Personal Loan have their pros and cons, both help to overcome your financial requirements. Gold Loan, however, is known to...
To fulfill the varied needs of the customers, credit is available in different ways nowadays, but it is offered with many predefined conditions of minimum income, credit score etc. Many individuals are earning less income and relatively comes under the low-income bracket. All these individuals require a small ticket loan, but such individuals usually find it tedious to obtain credit from traditional sources of lenders such as banks and financial institutions etc, as they do not fulfill the...
What is SBI Personal Loan?
A personal loan is one of the most trusted and opted alternative for a financially urgent situation. It is an unsecured service as you are not obliged to keep your assets as a guarantee to the lender and have full authority to use the loan amount for whatever or whichever reason you want to. Many a time, in life, some financial issues keep demanding more than your income can comfortably pay for. And a lot of times you are up against your financial obligations which...
Are you short on cash to go on your dream vacation in India or around the world? A travel loan under the umbrella of a personal loan will be the best option to finance your trip. An increasing number of people, especially the young generation, are getting a personal loan to meet their travel expenses.
About travel loan
A travel loan is a type of personal loan designed to fund expenses incurred for travelling. Like any other personal loans, travel loan is offered...
Are you dreaming of a new vehicle? Or perhaps you need extra money for your dream destination wedding or you planning for your long due vacation? A personal loan is a financial solution to meet all those desires or requirements. Quick disbursal of funds, minimum documentation, no collateral requirement, flexible repayment method and fast approvals make it an ideal financial solution.
A personal loan is an unsecured loan that can come handy during times of need. An unsecured loan is given...
With the launch of quick loans apps, many people have been able to keep manage their expenses better. Where earlier, when you had to ask different people for a loan, now, you can easily use one of the many quick and easy personal loans apps to get the cash loan that you want.
Since the beginning of this service, there have been many changes made to enhance it thus creating personal loan apps by various banks and NBFCs. If you are confused about which instant loan app works best for you, the...
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