In most cases, where claims arise from injuries such as car accidents or slip and fall injuries, the basis for holding a person legally responsible for an injury is known as negligence. Negligence refers to conduct that falls below the standards of behavior established by law for protection of...
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Traffic law is probably the branch of law that most people are highly likely to have to deal with multiple times in their lifetimes as thousands of traffic tickets are given out every day to traffic violators. Traffic violations can result in everything from petty fines to being stripped of your...
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Bad faith is the fraudulent deception of another person or the intentional or malicious refusal to perform a duty or contractual obligation. Bad faith is distinct from prior judgement or negligence, as they refer to purposefully and maliciously infringing upon other parties rights. Essentially, if...
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Foreclosure refers to the legal right by which a lender cancels (or forecloses) a borrowers right of redemption of a mortgaged property through a court order (referred to as a foreclosure order). After this, the court sets up a date to which the borrower can redeem the property by paying off the...
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Insurance is a household word but is big business in the modern world. However, the concept of insurance coverage dates back to the dawn of civilization. Accounts of merchants seeking to insure the goods they carried can be dated back to 2nd millennia B.C. There are records of Babylonian merchants...
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Have you ever thought it would be financially smart to add some extra layers of protection over the financial risks of being a car owner? Have you ever considered obtaining full coverage for your car as a way to maximize your financial protection? If you think there is any such thing as true...
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Winter sports, like skiing and snowboarding, have become increasingly popular in recent decades. Unfortunately, despite being a fun activity, these sports can also be quite dangerous and incidents of injury as well as death related to sports like skiing have increased. Despite the fact that the...
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If you are a business owner, you should know that you will not only be held responsible for the direct consequences of your actions, but you will also be held responsible for the misdeeds of your employees. Employers are seen as directing the conduct of their employees, so they should share not...
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When listing their financial fears, most people think of factors like a market meltdown, loss of employment, identity theft or failed investments. A major possibility that a lot of people don’t think about, but they should, is getting sued. This risk looms over certain people more than on...
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Owning a car is a necessity for many, but is also a huge financial risk. Car ownership exposes you to risks from several different kinds of liability and losses. People tend not to think about such things when buying a new car but you should know your car can get stolen, it could crash or you...
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Being the owner of a credit card puts you, along with millions of people like you around the world, at a non-negligible risk of being subject to credit card fraud. Over the years, as credit card usage has increased globally, credit card fraud has grown with it. The most significant increase in...
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A trust agreement is a document that outlines the rules that you want followed for your property held in trust for your beneficiaries or heirs. The common objectives of trusts are to reduce the estate tax liability and to avoid probate. It is a fiduciary (a fiduciary is a person or organization...
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Asset protection refers to a type of planning used to protect ones assets from creditor claims. Individuals, as well as businesses, use asset protection planning to limit creditor access to valuable assets while staying within the bounds of debtor-creditor law. Asset protection does not involve the...
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Asset protection laws deal with the protection of a person’s assets against future creditors. These laws can’t be used to avoid having to pay what you already owe to existing creditors or to get out of existing obligations. Asset protection also includes protection of assets from...
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When a person is accused of being in the United States illegally, they begin a long and arduous process of time consuming hearings which can end in deportation or an eventual release. The individuals being referred to in this case are undocumented immigrants. There are people who were born on...
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