The ultimate goal of every insurance company is to sell insurance policies, be it life insurance policy, auto insurance policy, property insurance policy or any other insurance policy to either individuals or businesses. Thus, there is a need for marketing and sales persons. These marketing and... When it comes to Insurance, many people still feel they are giving out money that is more of a waste. But is insuring one’s property, life, business… really wastage of money?
Let’s start by looking at what insurance is all about.
Insurance coverage is a form of risk mitigation... Term insurance is an insurance cover taken for a specific period of time. During this period, if the insured person dies, the sum assured is paid to the beneficiaries who are ideally family members in most cases. The sum assured is the amount of cover which the insured person wishes to choose at... Mr.Karthik is a 33 year old IT professional. He had bought a health insurance plan for Rs.3 lakh when his son was born 3 years back. Plan extends coverage for all three of them-himself, wife and his only son. Suddenly, he met with an accident and got admitted to the hospital. His medical bill shot...
An important aspect in the proper upbringing of a child is to plan for his/her future well in advance. While fulfilling the daily chores involved in the process of parenting, it is quite normal to see parents forgetting the long term needs of a child upbringing. As a result, we often see parents in... Finding the right level of insurance cover can be a time-consuming and expensive task. If you’re keen to find a better deal, or you’re unsure of the level of cover required, an insurance broker could be right for you. In the majority of cases, an insurance broker acts on your behalf as... This is a form of risk mitigation or management whereby an entity (insured or an individual or company or government) undertakes to safeguard against future financial losses. It is a form of proactive measure to redirect lost to an entirely different entity (insurer or insurance company or... Professional liability insurance (PLI)(commonly known as errors & omissions (E&O) in the US) is a type of liability insurance that helps protect service-providing and professional advice-individuals and companies from encuring the full cost of defending against a negligence claim made... Health insurance is also called medical insurance that covers the cost of an individual's medical and surgical expenses. The individual pays a fixed sum (premium), every year for the health cover. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is...
There are Twelve kinds of Residential property Insurance coverage
Replacement price protection: Replacement price insurance coverage is the sort of home insurance policy that will certainly constantly make certain that the price of your home or business guarantee is being paid no matter failure or... Insurance is known to have existed for centuries, as early as the 4000-3000BC. It is recorded that bottomry contracts were agreed between Babylonian traders. Similarly, it was practiced by the Hindus as early as 600 BC, this same concept was understood by ancient Greece by 400BC. Bottomry was a... Maybe you already know how to save on your home, but you may not yet know how to save on your home insurance. For homeowner, home insurance is necessary since it could better help you fight against your loss if there is an incident. To reduce your home insurance cost, the absolute best way to... A family that promises to treasure the value of your family. Every Insurance policy exactly keeps this in mind while framing their laws and benefits. They act as the care givers for your family. The companies that offer insurance cover your automobile, home, life and small business insurance and at... If you are browsing the web for life insurance, you came to the right place. This article will discuss some of the most salient and basic points about this type of insurance so you can better understand its concepts and benefits.
You may be wondering what life insurance is all about and how it can...
As a young professional who is slowly establishing his or her career, there are several things you need to consider in order to protect your assets and to secure your finances. One of the most common mistakes young professionals in Australia make is to splurge all their money on material things...
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