One of the greatest needs of life is the desire to have money. Money is a major part of our daily life. Spending money in a meaningful way is more advantageous than wasting money. To spend money entails the use of it to meet life’s needs. Hence spending money is simply solving a problem or...
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The Chancellor of the Exchequer, Phillip Hammond, has announced his first budget, saying he is "building the foundations of a stronger, fairer, more global Britain". This is how your life will be affected. Personal taxation Currently, the self-employed may have to pay both Class 4 and Class...
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Experience has shown that the key to a happy family life is the proper management of family finances. Finances can either boost or destroy a marriage if not well handled. That is why it is advisable for any family to manage her finances properly as it can help provide security and promote family...
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Making money these days seems very easy whether by doing an online job, doing network marketing, doing any business or by working in an office. What becomes difficult when you already have this money is organizing your account to prevent careless expenses and to save more for greater achievements;...
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A cash advance is a service available to holders of credit cards and charge cards. The service permits cardholders to withdraw money, either through an Automated Teller Machine (ATM) or at a bank or other financial institution over the counter, up to a certain amount. It will be the credit limit (a...
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The abundance of valuable resources or material possessions an individual or group of people has is referred to as wealth. That is, wealth is the measure of the value of all the assets of worth owned by a person, company, community and country. The change over time among societies is what drives...
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Payday loan is a loan provided to a borrower which has to be paid in full when the borrower receives his/her next pay check. Payday loans are trivial loans one can get when provisionally out of money. They are short –term loans often used to get through when in a tough time. Payday loans are...
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With the big number of businesses going under as a result of heavy debts, does your business need a loan? Well, Yes and No. Yes, you need a loan if you need the money for the right reasons and if you can repay the money and No, if the loan will only worsen things or if you don’t have a...
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Running a successful financial life is not easy at all especially when there are many ups and downs at the global level. With the passage of time, the financial problems like unemployment, increasing debts, and financial imbalance, are growing at a rapid pace in the life of the people. But, very...
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Are you not working at present? What would happen if your bank account is on the edge of no funds? What would you do if your bills are still pending or the college fees of your children are yet to submit? You might turn to your relatives or friends, but it is not the wise option at all because you...
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The financial software also known as the financial system software is a special application software which was designed to record all financial activities taking place within a business organisation. The basic features for the correct functioning of this system include all the modules of the...
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Planning is a primary necessity for success in all domains. It is thus very important for entrepreneurs who aim for success in their business. Nevertheless, it is not just a question of planning in a haphazard manner but doing this in a strategic way which reduces all risks of failure in the...
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Money has always been and would remain a hot issue. After training in different fields the rest of our lives is spent working about 40 to 60 hours every week to earn money. Just as we invest many hours planning on how to get money, it should be the same on spending it. So many people complain most...
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In life everyone dreams of big houses, expensive cars and lavish lifestyles. But with the current market scenarios, the increase in salary, there come an increase in expenses. Each individual plan their income and outcome to maintain an optimum balance between earning and expenses. But there are...
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Financial problems otherwise refers to as financial pressure usually refer to a situation where money problems are causing you a lot of stress. There exist so many people who are facing financial problems and its corresponding impacts on their mental health and wellbeing. Although financial...
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