Top things to consider while buying a new car


Summary: Thinking of buying a new car? Find out what are the things you need to keep in mind before making your final decision.

A car is not all about the look and the feel. There is a lot more that goes into it – the number of people it can accommodate, the safety, the comfort, the boot space, the mileage, maintenance, and of course the price. It has to be the decision of not just you, but every family member who will travel with you in that car. The make, the model, the size, the color – everything matters while buying a car. You will have to pay attention to even the minutest of the details before making your decision.

There is no one best car that fits everybody’s requirements. What might seem best to you may not suit the needs of another. If you don’t want to be stuck with a wrong car there are a couple of things you may have to consider before you actually buy the car.

Your Budget

There is no point in buying a new car if you have to spend loads of money on it every month. Ideally your car-related expenses should not exceed 15 to 20 percent of your total monthly budget. This includes your car loan payment, car insurance payment, fuel expenses, and other maintenance charges. Until your car is under warranty you may not have to worry about spending on repairs. However, once it expires you may have to think about that too. Thankfully there are many auto warranty dealers who offer extended auto warranties to car owners via auto warranty live transfer leads. It sure would be a good investment to make in the long run.

The Dealer’s price

Every car comes with a dealer’s price and a MSRP (Manufacturer’s suggested retail price). The dealer price is the amount that your dealer paid to buy your car. As per rules every dealer must provide details about the dealer’s price as well as MSRP whenever he is selling a car. This will give you an idea how much extra you are paying over and above the dealer’s price. Of course no dealer would sell you the car at the dealer’s price. But it definitely is a good place to compare quotes and start your negotiations.

Finance Arrangements

The type of financing you use plays a major part in deciding which car you need to buy. Find out how much cash you can spare from  your pocket and what is the kind of loan you will have to take. Before taking a loan you may have to compare a few rates offered by banks and credit unions to make sure you get the money at the most favorable terms.

Your Trade-in Value

If you are selling your old car and buying a new one, you may want to know how much you can get by selling your old car. More often than not you can make more money by selling your old car all by yourself. You can post an ad and spread the word around about selling your old car. However, if you do not want to get into the hassles, you may have to find out its trade-in value. Compare this with the value offered by a few more traders before making your decision.

The features and the options

Make sure you know everything you need to know about the car before you buy it – the kind of features it comes with, the options available, and the advantages it offers over others. You can do some asking around or check on the net for some reviews. You could also visit a few dealerships and make sure they have the make and the model that you are looking for. Make sure you get best value for your money before you purchase the car.

The Dealer

Apart from the car you may also want to check out the dealer before purchasing your vehicle. Get some details about the kind of after-sales service that your dealership offers. Check with a few previous customers and get their opinion about how happy they are with the dealership.

The Freebies

Although these are tactics dealers use to make more people buy cars from them, you can still benefit by looking for these. Negotiate with the dealer and see if you can get a few freebies such as spare tires, seat covers, car seats (if you have a baby), car stereo, and may be even an extended auto warranty. Even if the dealer doesn’t give you an extended warranty, you can always check it up with a few auto warranty dealers who might get in touch with you via auto warranty live transfer leads. If you are not interested in freebies you can ask for an additional discount on the price of the car.

The condition of the car

If you are buying a new car this shouldn’t be much of a consideration. However, it is always better to check for any kind of damage or unexpected wear and tear, before taking possession of the car. Give the car a detailed inspection and clarify your queries before you hand over the check to the salesperson. A test-drive will tell you how the new car feels like, while you are driving it. If you like the drive, you could later bring your family for a follow-up test drive. This way you will know how comfortable your family members are with your decision of buying the car.

Buying a car is not a decision you can make in haste. It is important to take your time and do your homework. The salesperson might tell you a lot of excellent things about the new car and lure you into buying it. But remember – every salesperson does this for a commission. It is their job to sell you the car during your very first visit. However, you are under no obligation to buy the car at the first visit. Do a thorough research and visit a few dealerships, may be more than once, to make sure you are doing the right thing by buying the car.

Author writes for Heritus Lead Transfer LLC. A Mortgage Leads generation company in New York, US.
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